CXE公司的融资问题研究

发布时间：2018-07-05 10:15

本文选题：中小企业 + 融资难　；参考：《北京交通大学》2017年硕士论文

【摘要】：作为我国高技术产业化的一支生力军,中小高科技企业是先进生产力与最具活力的经营机制的有机结合,能充分发挥技术创新主体的作用,推动高新技术的产业化和传统产业的高新技术化。同时,高科技中小企业的大发展还有利于鼓励创新和创业的社会文化,创造就业岗位,为国家缓解就业压力。但在体制转轨和经济转型的特定时期,由于兼有“科技”的特征和“中小”的规模障碍,中小高科技企业的进一步发展壮大受到了融资难的严重制约。中小企业融资难有多种原因,既有中小企业自身的因素,也有整个大的社会金融生态环境的因素,在现有的金融生态环境和企业自身缺陷的背景下,如何帮助中小企业寻找到合适的融资方式,走出融资困境已经成为学术界和实务界共同关注的焦点。本文在国内外研究的基础上,介绍了我国中小企业融资的主要方式,然后以做智能硬件的创业公司,CXE公司为案例,结合公司的经营和财务状况,具体分析了 CXE公司在融资中存在的诸多方面的问题,主要是内源融资不足、融资成本较高、财务结构不合理、融资方式缺乏创新等。进而找出形成这一系列问题的原因,主要有这家创业公司自身方面原因、银行方面原因、我国金融市场融资体系不完善等。本文探讨了有效解决途径,针对CXE公司融资难的问题提出了适合公司的具体的融资策略,主要有融资结构优化、创新融资方式、加快公司的自身建设提高融资能力等。同时,对我国中小企业融资难这一问题也给出建设性的思路和新的观点。
[Abstract]:As a new force in the industrialization of high technology in our country, small and medium-sized high-tech enterprises are an organic combination of advanced productive forces and the most dynamic management mechanism, and can give full play to the role of the main body of technological innovation. To promote the industrialization of high and new technology and the high-tech transformation of traditional industries. At the same time, the development of high-tech small and medium-sized enterprises is also conducive to encouraging innovation and entrepreneurial social culture, creating jobs and alleviating the employment pressure for the country. However, in the specific period of system transition and economic transformation, the further development and growth of small and medium-sized high-tech enterprises are seriously restricted by the difficulty of financing due to the combination of the characteristics of "science and technology" and the "small and medium-sized" scale obstacles. There are many reasons for the difficulty of financing for SMEs, not only the factors of SMEs themselves, but also the factors of the whole social and financial ecological environment. Under the background of the existing financial ecological environment and the defects of the enterprises themselves, How to help small and medium-sized enterprises to find suitable financing methods and get out of the financing dilemma has become the common focus of academic and practical circles. On the basis of domestic and foreign research, this paper introduces the main ways of financing small and medium-sized enterprises in China, and then takes CXE Corporation, an intelligent hardware start-up company, as a case study, combining the company's management and financial situation. This paper analyzes the problems in the financing of CXE, such as insufficient endogenous financing, high financing cost, unreasonable financial structure, lack of innovation in financing methods and so on. Then find out the causes of this series of problems, mainly the reasons of the start-up company itself, the bank, our financial market financing system is not perfect, and so on. This paper discusses the effective ways to solve the problem of CXE company's financing difficulties, and puts forward some specific financing strategies suitable for the company, such as optimizing the financing structure, innovating the financing way, speeding up the company's own construction and improving the financing ability, etc. At the same time, this paper also gives constructive ideas and new viewpoints on the problem of financing difficulties for small and medium-sized enterprises in China.
【学位授予单位】：北京交通大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F426.6;F406.7

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