我国公租房融资模式研究

发布时间：2018-01-02 17:22

本文关键词：我国公租房融资模式研究　出处：《大连理工大学》2013年硕士论文　论文类型：学位论文

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【摘要】：随着我国住房保障体系的逐步完善,廉租房经济适用房建设和棚户区改造力度的逐步加大,城市低收入群体的住房状况得到较大的改善。但是,存在着大量不满足廉租房、经济适用房申请条件,又无力购买商品房的群体,外来务工人员和刚毕业的大学生,他们的住房状况急需改善,公租房的出现满足了这些群体的需求。公租房制度是对公共住房市场的有益探索,弥补了我国住房供应体系和住房保障制度的不足。从2009年起,公租房作为一种新的保障方式越来越得剑政府的重视,地方政府也开始把公租房的建设摆在优先突出位置,加大了筹资力度。在公租房的建设和发展过程中,因其建设量大,建设周期长,资金回流慢,需要巨额的资金支持。现阶段其融资主要靠财政拨款(专项基金、土地出让部分收益、住房公积金的增值收益等)和银行贷款,而这远远不能满足公租房的资金需求。如何能够充分利用社会上的闲置资金,形成一个政府主导,市场运作的公租房融资模式,实现公租房的融资模式多样化、参与主体多元化,是本文研究的目标。本文首先介绍了研究背景、研究内容和技术路线；阐述了公租房制度的内容介绍及融资模式理论；深度分析当前我国公租房的需求量及融资现状；概括了我国公租房融资模式存在的问题；详细列举了财政拨款、银行贷款用于公租房的建设情况,并且探讨了公租房REITs融资模式和公租房BOT、PPP融资模式的运作方式及存在的问题和建议；在以上分析的基础上,倡导建立公租房投融资平台,在一个更高的层面上综合运用各类融资模式,根据不同单一融资模式的特点,分长期、短期分阶段参与公租房建设,实现公租房融资的稳定性和可持续性。从而促进我国公租房的健康快速的发展,满足城市中低收入群体基本住房需求,争取早日实现我国制定的“住有所居”的目标。
[Abstract]:With the gradual improvement of our housing security system, the low-rent housing comfortable housing construction and shantytown reconstruction gradually increased, the housing situation of low-income urban groups has been greatly improved. There are a large number of low-rent housing, comfortable housing application conditions, but also unable to buy commercial housing groups, migrant workers and newly graduated college students, their housing conditions need to be improved. The emergence of public rental housing to meet the needs of these groups. Public rental housing system is a beneficial exploration of the public housing market, to make up for the lack of housing supply system and housing security system. Since 2009. As a new way of ensuring public rental housing has been paid more and more attention by the government. Local governments have also begun to give priority to the construction of public rental housing and increased the financing. In the construction and development of public rental housing, because of its large amount of construction, long construction cycle, slow return of funds, the need for a huge amount of capital support. At this stage, its financing mainly depends on the financial allocation (special fund). Land transfer part of income, housing provident fund value-added income) and bank loans, and this is far from meeting the capital needs of public rental housing. How to make full use of idle funds in society, forming a government-led. The goal of this paper is to realize the diversification of public rental housing financing mode and the diversification of participants. This paper first introduces the research background, research content and technical route; The content of the public rental housing system and financing model theory; Deep analysis of the current public rental housing demand and financing status; The problems of financing mode of public rental housing in China are summarized. Detailed enumeration of the financial allocation, bank loans for the construction of public rental housing, and discussed the public rental REITs financing model and public rental BOT. The operating mode of PPP financing mode and the existing problems and suggestions; On the basis of the above analysis, we advocate the establishment of public rental housing investment and financing platform, in a higher level of comprehensive use of various financing models, according to the characteristics of different single financing model, divided into long-term. In order to realize the stability and sustainability of public rental housing financing, we can promote the healthy and rapid development of public rental housing and meet the basic housing needs of urban low and middle income groups. Strive for the early realization of our country's "housing" goal.
【学位授予单位】：大连理工大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F299.23;F832.4

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