我国农地金融制度构建研究

发布时间：2018-01-03 00:45

本文关键词：我国农地金融制度构建研究　出处：《山东农业大学》2016年硕士论文　论文类型：学位论文

【摘要】：土地问题一直是我国农村的核心问题。十八届三中全会指出:“要赋予农民对承包地占有、使用、收益、流转及承包经营权抵押、担保权能;建立农村产权流转交易市场,推动农村产权流转交易公开、公正、规范运行。”主要目的是通过激活土地的资本功能进而促进农业发展。其实从上世纪80年代开始,随着我国经济体制改革的深入,土地制度、土地流转及土地金融业务也进行了相应探索。但土地金融业务的开展相比土地流转的发展要缓慢很多,至今仍没有建立起专业的农地金融运作机构以及制度体系,致使我国“三农”“融资难”、“融资贵”问题迟迟未能有效解决,已经成为制约农村发展的瓶颈,可见构建适合我国国情的农地金融制度已经到了刻不容缓的地步。本文所研究的农地仅包括农村耕地,而不包括农村的建设用房和宅基地。笔者采用实地调查、理论分析、对比分析相互结合的方法,根据国内外农地金融典型模式的实践经验,立足国情,力求构建出一套适合于我国国情的农地金融制度。首先论述了有关农地金融制度研究的背景和意义,梳理了国内外关于农地金融理论的相关研究成果,阐述了农地金融制度的相关理论,为本文奠定了理论基础;其次,依据农村金融理论,较为系统的分析了我国农地金融业务开展的现状、模式及经验启示;第三,设计调查问卷,通过对山东省东明县的问卷调查,运用SPSS19.0中的Logistic回归模型分析了农地金融制度需求意愿及影响因素。第四,借鉴国外农地金融制度建设经验,提出了我国农地金融制度建设的原则、内容体系及运行机制,主要包括由农业发展银行、农村信用社以及国土部门共同承担农地金融业务的组织体系和以资金流向为主线的运作过程;最后,为了推进农地金融制度的顺利建设,提出了相关的配套体系建设。
[Abstract]:The land problem is a core problem in rural areas. In the third Plenary Session of the 18th CPC Central Committee pointed out: "to give farmers contracted land possession, use, income, transfer and contract management right mortgage, hypothec; establish rural property transfer market, promote rural property transfer transactions open, fair, standardized operation. The main purpose is to activate the land the function of capital and promote the development of agriculture. In fact, from the beginning of 80s, with China's economic system reform, land system, land circulation and land finance business has also made the corresponding exploration. But the land to carry out financial business development compared to land circulation is relatively slow, still has not established a rural financial institutions professional and the system, resulting in China's" three rural "" financing "," financing problem has failed to effectively solve, has become a constraining rural development Show the visible bottleneck, constructing the rural financial system suitable for the situation of our country has reached a critical point. The land includes only the rural land, and does not include the construction of rural areas with housing and homestead. The author adopts field survey, theoretical analysis method combined with comparative analysis, according to the domestic and Foreign Typical Farmland Finance Mode of practical experience, based on national conditions, and strive to build a set of suitable for our country rural financial system. The paper first discusses the background and significance of the research on the rural financial system, combing the relevant research results at home and abroad on the farmland financial theory, expounded the theory of rural financial system, which laid a theoretical foundation for the in this paper; secondly, on the basis of the rural financial theory, systematically analyzes the current situation of China's rural financial business development, mode and experience; third, design the questionnaire, through the Questionnaire survey in Shandong County of Dongming Province, the use of Logistic in the SPSS19.0 regression model to analyze the factors of rural financial system demand and influence. Fourth, learn from the experience of foreign rural financial system construction, put forward the construction of Chinese rural land financial system principle, content system and operation mechanism, mainly by the Agricultural Development Bank, rural credit cooperatives and land departments to undertake the business of farmland financial organization system and to the flow of funds as the main line of the operation process; finally, in order to promote the construction of rural financial system, put forward the supporting system construction.

【学位授予单位】：山东农业大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F321.1;F832.43

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