农产品绿色物流的金融支持研究

发布时间：2018-01-11 02:07

本文关键词：农产品绿色物流的金融支持研究　出处：《西北农林科技大学》2013年硕士论文　论文类型：学位论文

【摘要】：农产品绿色物流是21世纪低碳经济建设，实现国民经济可持续发展的新利润增长点。农产品绿色物流的发展关系到农民增收和农村经济的发展。但由于历史积累不足，农产品绿色物流遭遇资金短缺瓶颈。根据金融功能观的基本思想，农产品绿色物流的金融支持主要涉及融资体系与风险管理两大支持功能。目前我国农产品绿色物流金融供给严重不足，风险管理组织体系不完善，抑制了农产品绿色物流的深化和发展。我国物流金融的理论与实践研究，从最初陈淮提出的物资银行设想开始，呈跨越式发展。目前对农产品绿色物流金融研究关注运营模式的设计，涉及主体主要有银行、物流企业等，缺乏从宏观角度对金融支持框架体系构建的研究；关于农产品绿色物流金融的风险多是研究评价体系，缺乏风险管理有效创新措施。本文将从这两个方面进行探讨研究，试图全面把握金融支持农产品绿色物流的整个框架，优化金融支持体系，，创新风险管理模式，以完善风险管理体制。本文首先阐述了农产品绿色物流的涵义、特征和国内外发展情况，指出我国与发达国家的农产品绿色物流发展相比，有较大差距；农产品物流具有较大的负外部性，发展“两型”物流业，需要强有力的金融支持。进而从需求和供给两个方面阐述了农产品绿色物流的金融支持现状。并采用协整和格兰杰因果检验等技术对金融机构贷款与农产品绿色物流的关系进行实证研究，就金融需求方和供给方在农产品绿色物流过程中存在的问题作了分析。要实现农产品绿色物流各主体的协调发展，解决资金缺口问题，需要通过金融支持体系在融资和风险管理功能的融合以满足各方的金融需求。因此，本文从宏观与微观相结合的视角提出构建覆盖面广、服务多样化的农产品绿色物流金融支持框架：基于两类金融需求主体和四大金融供给主体的设计思路，金融机构、资本市场、保险机构、政府部门各司其职，功能互补，实现多层次、多样化融资支持。同时，为化解和更有效地监管风险，提出将保险风险管理功能植入融资功能中，创新农产品绿色物流的“银保合作”支持机制，初探了银行与保险结合的三种模式。在此基础上，提出了转变政府财政支持方式，完善法律法规体系，积极推动银保财互动，完善担保体系等相关政策建议。
[Abstract]:Green logistics of agricultural products is the construction of low-carbon economy in 21th century. The development of green logistics of agricultural products is related to the increase of farmers' income and the development of rural economy, but due to the lack of historical accumulation. Green logistics of agricultural products meets the bottleneck of capital shortage. According to the basic idea of financial function view. The financial support of green logistics of agricultural products mainly involves the two functions of financing system and risk management. At present, the financial supply of green logistics of agricultural products in our country is seriously insufficient, and the risk management organization system is not perfect. Has restrained the agricultural product green logistics deepening and the development. The theoretical and practical research on logistics finance in China began with the material bank conception put forward by Chen Huai at the beginning. At present, the research on green logistics finance of agricultural products is focused on the design of operation mode. The main bodies involved are banks, logistics enterprises and so on, lacking of the research on the construction of financial support framework system from a macro perspective; The risks of green logistics finance for agricultural products are mostly the research and evaluation system, and lack of effective innovative measures of risk management. This paper will discuss these two aspects. This paper attempts to grasp the whole framework of financial support for green logistics of agricultural products, optimize the financial support system, and innovate the risk management model in order to perfect the risk management system. Firstly, this paper expounds the meaning, characteristics and development of green logistics of agricultural products at home and abroad, and points out that there is a big gap between China and developed countries in the development of green logistics of agricultural products. The logistics of agricultural products has a large negative externality and develops the "two types" logistics industry. The present situation of financial support for green logistics of agricultural products is expounded from two aspects of demand and supply, and the techniques of co-integration and Granger causality test are adopted to finance institutions and green agricultural products. Empirical research on the relationship of logistics. This paper analyzes the problems existing in the process of green logistics of agricultural products on the demand side and supply side of finance. It is necessary to realize the coordinated development of the main bodies of green logistics of agricultural products and to solve the problem of fund gap. Financial support system is needed to meet the financial needs of all parties through the integration of financing and risk management functions. Therefore, this paper from the perspective of the combination of macro and micro points of view to build a broad coverage. Service diversification of agricultural products green logistics financial support framework: based on two types of financial demand and four major financial supply main design ideas, financial institutions, capital markets, insurance institutions, government departments do their jobs. At the same time, in order to resolve and supervise the risk more effectively, the insurance risk management function is put into the financing function. Innovating the support mechanism of "bancassurance cooperation" in green logistics of agricultural products, this paper probes into three modes of combination of bank and insurance. On this basis, it puts forward the transformation of government financial support mode and the perfection of laws and regulations system. Actively promote banking and financial interaction, improve the guarantee system and other relevant policy recommendations.
【学位授予单位】：西北农林科技大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832;F326.6

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