我国商业银行碳金融业务发展策略研究

发布时间：2018-01-18 08:52

本文关键词：我国商业银行碳金融业务发展策略研究　出处：《首都经济贸易大学》2013年硕士论文　论文类型：学位论文

【摘要】：面对着工业化带给环境的破坏以及由此而引发的种种环境问题，人们开始思考如何才是绿色科学的发展主题，而进入本世纪，全面、协调、可持续发展已经逐渐成为全球的共识，成为现下最为关注的话题，其中尤以全球变暖问题为重。各国先后签订《联合国气候变化框架条约》和《京都议定书》等协议，表明全球对这一问题已经从关注、到达成共识，步入到了付诸于行动的阶段。在全球气候问题的背景下，加之全球经济的低迷和资源环境的束缚，使得改变经济发展方式变得尤为关键。在此背景下，低碳经济、低碳文明的出现是应对环境问题、经济发展、实现经济社会可持续发展的有效途径。当前，人们对于低碳经济期望颇高，誉其为引领全球走出低迷实现复苏增长的“第四次产业革命”，各国纷纷把低碳作为金融危机后时代的国家经济发展战略，这一变化为我国转变传统的经济发展方式、发展低碳金融提供了历史机遇。具体到我国来说，作为最大的发展中国家，伴随着发展每年有大量的温室气体产生，我国温室气体排放总量居世界第二位，占全球市场的三分之一左右，碳交易及其衍生市场前景广阔。低碳经济已经在我国逐渐发展，碳金融发展的重要性也成为共识，商业银行作为我国金融体系的主力军，在我国经济发展模式转型、企业社会责任提升、国内民生条件改善、自身盈利能力强化等各类内外部环境的要求下，勇于创新，积极拓展碳金融业务创新，在推动我国低碳经济转型的同时为自身寻找到新的盈利机会。商业银行要稳妥有效的开展碳金融业务，必须制定并实施有效的碳金融策略，才能在低碳经济的浪潮中，，实现跨越发展。本文运用理论与统计研究相结合的方法，具体分析了我国商业银行碳金融业务开展的优劣势、现在存在的问题，在此基础上提出具体建议。本文的结构：首先介绍了碳金融相关基础知识；接下来写了碳金融的发展现状，包括国际和国内；第三部分对我国商业银行发展低碳金融进行SWOT分析，客观分析了商业银行发展碳金融的优势、劣势、面临的机遇和挑战，以做到知己知彼，扬长避短，做好战略选择；最后针对前述内容提出商业银行碳金融业务发展的策略建议。
[Abstract]:Facing the destruction of the environment brought by industrialization and all kinds of environmental problems caused by it, people begin to think about how to be the development theme of green science, and enter this century, comprehensive and coordinated. Sustainable development has gradually become the global consensus and become the most concerned topic. Among them, global warming is the most important issue. Countries have signed agreements such as the United Nations Framework Treaty on Climate change and the Kyoto Protocol, which shows that the world has paid attention to this issue and reached a consensus. Step into the stage of action. In the context of global climate issues, coupled with the global economic downturn and the constraints of the resources and environment, it is particularly critical to change the way the economy develops. The emergence of low-carbon economy and low-carbon civilization is an effective way to deal with environmental problems, economic development and achieve sustainable economic and social development. At present, people have high expectations for low-carbon economy. In order to lead the world out of the downturn to achieve recovery and growth of the "4th industrial revolution", countries have regard low carbon as the national economic development strategy in the post-financial crisis era. This change has provided the historical opportunity for our country to change the traditional economic development mode and develop low-carbon finance. In China, as the largest developing country, with the development of a large number of greenhouse gases produced each year, China's greenhouse gas emissions ranked second in the world, accounting for about 1/3 of the global market. Carbon trading and its derivatives market have broad prospects. Low-carbon economy has gradually developed in China, the importance of carbon finance has become a consensus, commercial banks as the main force of our financial system. Under the requirements of various internal and external environment, such as transformation of economic development mode, promotion of corporate social responsibility, improvement of domestic livelihood conditions, enhancement of self-profit ability and other internal and external environments, we should be brave to innovate and actively expand the innovation of carbon finance business. Commercial banks must formulate and implement effective carbon finance strategies in order to carry out carbon finance business safely and effectively while promoting the transformation of low-carbon economy in China at the same time finding new profit opportunities for themselves. In order to achieve leapfrog development in the wave of low-carbon economy. This paper analyzes the advantages and disadvantages of carbon finance business of commercial banks in China by combining theory with statistical research, and the existing problems. On the basis of this, some specific suggestions are put forward. The structure of this paper is as follows: firstly, the basic knowledge of carbon finance is introduced; Then the development of carbon finance, including international and domestic; The third part carries on the SWOT analysis to our country commercial bank to develop the low-carbon finance, has objectively analyzed the commercial bank to develop the carbon finance the superiority, the inferiority, the opportunity and the challenge which faces, in order to achieve knows oneself knows the enemy, takes advantage of the advantage and avoids the weakness. Make a good strategic choice; In the end, the paper puts forward some suggestions on the development of carbon finance business of commercial banks.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.2

【引证文献】