花旗银行社会责任实践研究及对我国商业银行的启示

发布时间：2018-01-19 00:04

本文关键词： 商业银行社会责任花旗银行实践经验与建议　出处：《广东外语外贸大学》2013年硕士论文　论文类型：学位论文

【摘要】：商业银行社会责任在中国经济迅速发展的今天显得愈加的重要。它关系着整个国家经济的发展以及社会的稳定，对国家各行各业的健康发展都有直接或间接的影响。而对比国外，许多跨国银行在社会责任的实践上都有宝贵经验。本文则选取了在全球银行业处于“领头羊”地位的花旗银行作为例子，主要从商业银行社会责任出发，通过对其背景、理论基础以及目前国内外的研究现状来展开论述，并着重对花旗银行在社会责任实践中的先进经验以及失败教训进行阐述，对比我国国内商业银行社会责任践行情况以及所存在的问题，提出完善的建议。本研究结论认为，，我国国内商业银行需要学习花旗银行经验，同时也要警惕花旗过往的失败教训，制定银行的商业道德准则，营造银行内部开放、透明的文化氛围；完善银行内部机制，提升银行践行社会责任的能力；制定适合中国的绿色信贷体系；建立起与行业协会、非政府组织的社会责任合作机制；在行业内积极预防金融犯罪；切实为客户利益着想；充分保护员工权益；致力于促进可持续发展与环境保护事业的发展；主动为社区为社会做贡献。
[Abstract]:The social responsibility of commercial banks is becoming more and more important in the rapid economic development of China today, which is related to the development of the whole country's economy and the stability of the society. It has direct or indirect influence on the healthy development of various industries of the country. Many multinational banks have valuable experience in the practice of social responsibility. This paper takes Citibank, which is in the leading position in the global banking industry, as an example, mainly starting from the social responsibility of commercial banks. Through its background, theoretical basis and the current research situation at home and abroad to start to discuss, and focus on Citibank in the practice of social responsibility in the advanced experience and failure lessons are expounded. By comparing the social responsibility practice and the existing problems of domestic commercial banks, the author puts forward some suggestions. The conclusion of this study is that China's domestic commercial banks need to learn from the experience of Citibank. At the same time, we should also guard against the lessons of Citi's past failures, formulate the commercial moral code of banks, and create a cultural atmosphere of openness and transparency within banks; Perfecting the internal mechanism of the bank and enhancing the ability of the bank to carry out the social responsibility; To establish a green credit system suitable for China; (a) establish mechanisms for cooperation on social responsibility with industry associations and non-governmental organizations; To actively prevent financial crimes in the industry; Practical consideration for the interests of customers; Fully protect the rights and interests of employees; To promote sustainable development and environmental protection; Take the initiative to contribute to the community.
【学位授予单位】：广东外语外贸大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33;F831.2

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