准备金政策新框架与内需结构调整

发布时间：2018-03-12 20:29

本文选题：货币政策　切入点：贷款准备金　出处：《当代财经》2011年04期 　论文类型：期刊论文

【摘要】：因存款准备金制度软化、存款准备金减少带来了货币政策低效或无效的局面。通过中央银行对商业银行的资产各项贷款征收法定准备金,构建了一个准备金政策新框架,可用来分析货币政策的需求结构效应,以实现针对性地调节总需求结构。并且,实行贷款准备金政策可以消减存款准备金的制度缺陷、重建准备金制度的威力、强化货币政策的效果。
[Abstract]:Because of the softening of the deposit reserve system, the reduction of the deposit reserve has brought about a situation of inefficient or ineffective monetary policy. Through the central bank, a new framework of reserve policy has been set up by levying legal reserves on various loans of commercial banks' assets. It can be used to analyze the demand structure effect of monetary policy, so as to adjust the aggregate demand structure pertinently. Moreover, the implementation of loan reserve policy can reduce the institutional defects of deposit reserve and rebuild the power of reserve system. Strengthen the effect of monetary policy.
【作者单位】：江西财经大学金融与统计学院;
【基金】：国家社会科学基金重大项目“扩大国内需求的宏观经济政策研究”(08&ZD034)
【分类号】：F822.0

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