我国商业银行国际化经营研究

发布时间：2018-03-13 04:13

本文选题：银行国际化经营　切入点：决定因素　出处：《东北大学》2008年硕士论文　论文类型：学位论文

【摘要】：随着2006年12月11日我国加入WT05年期满,中国金融业全面开放的时代已经到来,外资金融机构与国内银行可以在完全的平等的条件下开展竞争。我国商业银行国际化经营是我国银行业参与世界竞争的前提,银行国际化经营已是当今我国银行业改革和发展的一个必然的趋势。目前,我国商业银行的国际化经营还处于初级阶段,存在着一定的不足之处。因此,对我国银行国际化经营的研究,是一个有现实意义的问题。商业银行的国际化经营是一个系统的问题,我国的银行“走出去”受到哪些因素的影响?如何解决一些不利的制约因素?既然“走出去”是必然的,那么选择怎样的实施途径呢?“走出去”之后必然会伴随着一定的风险问题,如何避免或者缓解商业银行国际化经营的问题?本论文以我国商业银行为研究客体,以其国际化经营为研究主线,围绕以上三个方面的问题展开论述。论文首先阐述国内外商业银行国际化经营的一般理论。其次,借助面板数据模型对我国商业银行国际化经营的影响因素进行回归分析,通过对商业银行自身因素、母国因素及东道国因素的分析,制定出国际化经营相应的改进策略、渐进策略及实施途径。最后,讨论如何控制我国商业银行国际化经营的风险问题,对全面稳妥的推进商业银行国际化经营的进程提出对策建议。
[Abstract]:With the expiration of China's entry into WT05 in December 11th 2006, the era of full opening of China's financial industry has arrived. Foreign financial institutions and domestic banks can compete under completely equal conditions. International operation of Chinese commercial banks is the prerequisite for our banks to participate in the world competition. The internationalization management of banks is an inevitable trend of banking reform and development in our country. At present, the internationalization management of commercial banks in our country is still in the primary stage, and there are some deficiencies. The research on the international operation of Chinese banks is a problem of practical significance. The international operation of commercial banks is a systematic problem. What factors have affected the "going out" of Chinese banks? How to solve some unfavorable constraints? Since "go out" is inevitable, then what kind of implementation way to choose? After "going out" will inevitably accompany certain risk problems, how to avoid or alleviate the problem of commercial banks' international operation? This paper takes the commercial banks as the research object and its international management as the main line of study, focusing on the above three aspects. Secondly, by means of panel data model, the influencing factors of international operation of commercial banks in China are analyzed by regression analysis, and the factors of commercial banks themselves are analyzed by means of regression analysis. Based on the analysis of home country and host country factors, the corresponding improvement strategy, gradual strategy and implementation way of international operation are worked out. Finally, how to control the risk of international operation of commercial banks in China is discussed. Put forward countermeasures and suggestions to advance the process of international operation of commercial banks in an all-round and steady way.
【学位授予单位】：东北大学
【学位级别】：硕士
【学位授予年份】：2008
【分类号】：F832.2

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