温州金融改革对未来中国民间金融融资的影响

发布时间：2018-03-25 04:11

本文选题：金融理论　切入点：浙江省温州市　出处：《华东理工大学》2013年硕士论文

【摘要】：纵论世界经济形势,亦或中国经济形势,金融(Finance)这个词是不得不涉及的,最通俗的解释就是资金的融通,通过资金的流通来实现经济的发展。国际经济形势从2008年的金融海啸,恶化发展到当前的欧洲主权债务危机,无一不是与金融有很大的关系,金融的过度利用是危机的根源。美国“二房”房利美和房贷美危机产生的信用违约掉期(CDS)早就成为谈论经济的人的口中必谈之词。穆迪国家信用指数一直在萦绕着世界经济人的脑神经,谁也不知道他们将会在何时下调哪个国家的信用指数,希腊、意大利、西班牙还是葡萄牙。主权债务也会破产,也会违约。世界经济的规模的第二大国中国,无论是“金砖四国”还是发展中国国家发动机,全球唯一的连续30年保持经济高速增长,增长率超过8%的中国,全世界都在看中国,中国如何度过这次纷繁复杂的国际国内金融环境。中国经济的底部究竟是U型还是V型、还是像日本一样走不出经济底部? 扮演中国经济改革在过去三十五年的排头兵的浙江省温州市,面对国际经济环境恶化,自身经济发展乏力,民间借贷资金风险过高等问题,浙江温州金融改革能否重新给未来中国国内民间金融的发展带来深刻的影响。2012年3月28日,温州金融改革试点方案正式拉开帷幕。温州金融改革的方案主要是包括如下几个方面,民间借贷服务中心、小额贷款公司、民间资本管理公司、其他市场参与主体、社会直接或间接借贷、去政府管理化和健全相关法律法规。其以改革新驱的角色领导金融改革,在其试点阶段有其历史局限性,但也为未来民间金融融资指出一个方向。
[Abstract]:The most popular explanation is that the most popular explanation is the financing of funds, which is used to achieve economic development through the circulation of funds. The international economic situation has been in effect since the financial tsunami of 2008. The deterioration to the current sovereign debt crisis in Europe has nothing to do with finance. Financial overuse is at the root of the crisis. Fannie Mae and Freddie Mac's credit default swaps (CDSs) have long been the talk of economic people. Moody's National Credit Index has been haunting. The brain nerve of the world economic man, No one knows when they will cut their credit index, Greece, Italy, Spain or Portugal. Sovereign debt will also fail and default. China, the second largest country in the world economy, whether it is the "BRIC" or the engine of the developing countries, is the only country in the world that has maintained rapid economic growth for 30 consecutive years, with a growth rate of more than 8%. The world is looking at China. How does China get through this complicated international and domestic financial environment? is the bottom of China's economy U-shaped or V-shaped, or is it the same as Japan's? Wenzhou, Zhejiang Province, which has played the leading role in China's economic reform in the past 35 years, has faced problems such as the deterioration of the international economic environment, its own weak economic development, and the high risk of private borrowing funds. Whether the financial reform in Wenzhou, Zhejiang province, can bring about a profound impact on the development of private finance in China in the future. On March 28, 2012, the pilot project of financial reform in Wenzhou officially opened. The plan of Wenzhou financial reform mainly includes the following aspects: private lending service center, small loan companies, private capital management companies, other market participants, and social direct or indirect lending. It has its historical limitations in its pilot phase, but it also points out a direction for private finance financing in the future.
【学位授予单位】：华东理工大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.4

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