浦发银行长沙分行内部控制系统改进研究

发布时间：2018-04-05 01:27

本文选题：浦发银行长沙分行　切入点：内部控制系统　出处：《湖南大学》2013年硕士论文

【摘要】：随着我国改革开放不断深入,我国的商业银行也得到了迅速发展,银行的业务发展日趋成熟,从而带动和促进了国民经济的快速增长和迅速崛起,但目前我国商业银行的竞争力和金融监管能力还不强,内部的、潜在的风险比较大。如何通过有效的银行内部控制,有效防范、控制和化解风险,保障银行体系的稳定和安全,是一个需要深入研究的重大课题。本文针对浦发银行长沙分行内部控制系统体系化程度不高,风险管理技能缺乏,日常业务操作风险管理粗放,关键环节存在管理漏洞等现象,针对性地提出了浦发银行长沙分行内部控制系统改进优化方案设计。方案设计从浦发银行长沙分行全面风险体系的剖析出发,对内部控制纵向的公司治理、组织架构和横向的岗位职责划分、风险管理机制、内控文化建设进行了阐述,有效解决内部控制各要素的功能发挥。为了确保其内部控制系统改进优化后的顺利实施,本研究还从组织结构、体制机制、人员规范、流程理顺、业务经营设计等方面提出了相关实施策略措施和保障,为全面风险管理进一步拓宽了思路。本研究期望通过对浦发银行长沙分行内部控制系统进行改进优化的研究,能强化浦发银行长沙分行的内控制度基础管理,推进风险管理制度完善,逐步树立全面的风险防控意识,实现浦发银行长沙分行风险管理体系化、精细化,确保浦发银行长沙分行业务健康、持续、稳定的发展,并对我国银行业乃至企事业单位内部控制系统的研究和实践起到一定的借鉴作用。
[Abstract]:With the deepening of China's reform and opening up, China's commercial banks has been the rapid development of banking business development matures, so as to stimulate and promote the rapid growth of the national economy and the rapid rise, but now the competitiveness of China's commercial banks and financial regulatory capacity is not strong, the potential risk is relatively large how to through effective internal control, to effectively prevent, control and resolve the risks, stability and security of the banking system, is an important topic to be further studied.
Based on the internal control system of Shanghai Pudong Development Bank Changsha branch level is not high, the lack of risk management skills, operational risk management, the existence of loopholes in management and other key aspects of the phenomenon, put forward the internal control system of Shanghai Pudong Development Bank branch Changsha improvement scheme design optimization design. From the analysis of Shanghai Pudong Development Bank Changsha branch comprehensive risk system based on the internal control of vertical corporate governance, organizational structure and horizontal responsibility division, risk management mechanism, the construction of the internal control culture are discussed, effectively solve the elements of the internal control function. In order to ensure that the internal control system improved the smooth implementation of the research from the organizational structure, institutional mechanisms, personnel the process specification, straighten out, put forward relevant strategies and safeguard measures of business design, comprehensive risk management into a The step widened the way of thinking.
This research is expected to improve the optimization of the research based on the internal control system of Shanghai Pudong Development Bank Changsha branch, the internal control system can strengthen the basic management of Shanghai Pudong Development Bank Changsha branch, to promote the improvement of risk management system, and gradually establish a comprehensive risk prevention awareness, implementation of risk management system of Changsha branch of Shanghai Pudong Development Bank, the fine, to ensure the healthy, Shanghai Pudong Development Bank Changsha branch business continuity, stability and development, the research and practice of the internal control system of China's banking industry and enterprises play a certain reference role.

【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33

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