J银行S分行合规管理现状分析与研究

发布时间：2018-04-05 06:38

本文选题：合规风险管理　切入点：组织架构　出处：《西南财经大学》2013年硕士论文

【摘要】：近年来,国际国内经济形势日趋复杂,欧美国家自2008年遭受次贷危机以来尚未恢复元气,欧州主权债务危机此起彼伏,在国内,我国银行业金融机构案件频发,各种违法违规和经济犯罪案件层出不穷,造成损失金额巨大,同时也严重影响了商业银行的声誉。加强合规管理是各大商业银行稳健发展的必然要求。目前,我国很多银行业金融机构已先后设立了合规管理部门,配备有专门的合规管理人员,构建了合规风险管理的初步框架,加强机构自身的合规管理已成为了共识。但我国的合规风险管理尚处于起步阶段,以风险为本的合规管理是一项复杂的系统工程,还面临着一系列的问题和困难,做法和经验还需要不断积累和完善。本文根据作者的长期工作实践,在深入理解分析合规风险管理相关理论、当前国内外商业银行合规风险管理体系的前提下,对J银行S分行合规管理实际情况进行了客观评价,阐明了J银行合规管理发展中存在的问题和原因,继而对J银行合规风险管理体系构建和实施提出了切实可行的改进措施,包括强化合规管理组织架构与职能职责；以价值创造为导向深化合规管理内涵；以电子化手段促进合规执行；以“风险为本”强化合规监督检查；正确处理合规部与业务部门、风险管理部、内审部门的关系；持续开展合规宣传教育,建设有特色的合规文化；加强合规人员队伍建设；加强合规人员绩效考核机制。本文主要分为六个部分。第一章分析和论述了论文选题的背景和意义。第二章通过对国内外商业银行合规管理发展历程与现状进行分析,正确认识和理解合规风险、合规机构及其职能。第三章从指导思想和原则、合规管理流程、组织机构设置、人员队伍建设、合规风险管理机制几个方面分析和论述了S分行合规管理现状。第四、五、六章为文章的重点章节,通过与国内外银行合规管理进行对比分析,深入阐释了S分行合规管理中存在的问题和原因,提出完善J银行合规管理对策建议。总之,本文主要就如何完善和优化J银行S分行合规风险管理体系进行了尝试性的分析,目的是能够将前人研究成果和J银行合规管理发展现状有机结合起来。但是鉴于自身知识的浅薄和工作经验的欠缺,文中肯定存在许多的不足和片面之处,敬请专家学者们给予批评指正,本人将在以后的工作中继续学习、继续探索。谢谢各位评审老师和答辩老师!
[Abstract]:In recent years, the international and domestic economic situation is becoming more and more complex, the European and American countries have not recovered since the subprime mortgage crisis in 2008, and the sovereign debt crisis in Europe has been one after another.A variety of illegal and economic crimes emerge in endlessly, resulting in huge losses, but also seriously affected the reputation of commercial banks.Strengthening compliance management is an inevitable requirement for the steady development of major commercial banks.At present, many banking financial institutions in China have established compliance management departments, equipped with special compliance managers, constructed a preliminary framework of compliance risk management, and strengthened compliance management of institutions themselves has become a consensus.But the compliance risk management of our country is still in the initial stage, the compliance management based on the risk is a complex system engineering, it also faces a series of problems and difficulties, and the practice and experience still need to be accumulated and perfected.Based on the author's long term work practice, this paper makes an objective evaluation on the compliance management of J Bank S Branch on the premise of deeply understanding and analyzing the compliance risk management theory and the current compliance risk management system of commercial banks at home and abroad.This paper expounds the problems and reasons existing in the development of J bank compliance management, and then puts forward some practical improvement measures for the construction and implementation of J bank compliance risk management system, including strengthening the organizational structure and functional responsibilities of compliance management.Deepening the connotation of compliance management guided by value creation; promoting compliance implementation by electronic means; strengthening compliance supervision and inspection with "risk as the basis"; correctly handling the relationship between compliance department and business department, risk management department, internal audit department;We should continuously carry out compliance propaganda and education, build a characteristic compliance culture, strengthen the construction of compliance personnel, and strengthen the performance appraisal mechanism of compliance personnel.This paper is divided into six parts.The first chapter analyzes and discusses the background and significance of the thesis.The second chapter analyzes the development history and present situation of compliance management of commercial banks at home and abroad, and correctly understands compliance risks, compliance institutions and their functions.The third chapter analyzes and discusses the status quo of compliance management in S branch from the aspects of guiding ideology and principle, compliance management process, organization setting, personnel construction and compliance risk management mechanism.The fourth, fifth and sixth chapters are the key chapters of the article. Through the comparative analysis with the domestic and foreign bank compliance management, the paper deeply explains the problems and reasons in S branch compliance management, and puts forward some suggestions to perfect J bank compliance management.In a word, this paper mainly analyzes how to perfect and optimize the compliance risk management system of J Bank S Branch. The purpose of this paper is to combine the previous research results with the development of J Bank compliance management.However, in view of their shallow knowledge and lack of work experience, there must be many shortcomings and one-sided points in this paper. Please ask experts and scholars to give criticism and correction. I will continue to study and explore in the future work.Thank you all judges teacher and reply teacher!
【学位授予单位】：西南财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.2

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