物流金融业务的风险分担与收益分配研究

发布时间：2018-05-24 13:49

本文选题：物流金融 + 收益　；参考：《昆明理工大学》2013年硕士论文

【摘要】：物流金融业务是融资企业、物流企业与金融企业三方共同合作的一种集成式新型服务业务。物流金融业务的开展,对于融资企业而言,可以降低风险,扩宽融资渠道,提高资金周转率和收益,对于物流企业而言,是增强其市场竞争力和提高收益的有力手段,对于金融企业而言,扩展了更多的客户,也提高了收益。总之,物流金融业务的出现使物流企业、融资企业和金融服务机构实现三方共赢,获得了更多的收益。物流金融业务的发展迅速,市场也逐步扩大,三方企业面临的风险也在从各方面增加。传统的风险平摊或者不考虑风险的收益分配方式已经不适于快速发展的物流金融业务的需求,收益的分配不均会导致这种三方的合作关系的不稳定发展甚至解除,因此,研究考虑风险分担与收益的分配是急需的。本文从物流金融的概念出发,介绍了几种物流金融业务的运作模式,在此基础上对物流金融业务的风险进行识别与评估,分析出融资企业、物流企业、金融企业在参与物流金融服务时面临的几种主要风险：信息技术管理风险、人员专业素质风险、财务信贷风险,监管风险、经营能力风险、质押物风险等,并在借鉴相关专家研究成果的基础上,建立出一套信度较高的风险评价指标体系,运用模糊综合评价法构造出物流金融风险评价模型,对各合作企业参与物流金融服务风险进行评价,得到相应风险的量化值。最后将风险量化因子加入到三方企业合作的收益分配中,运用最大熵值法行计算,得到高风险高收益的均衡配结构。最后,本文引入实际案例对该方法进行了验证,计算结果表明此方法具有较好的实际运用效果。
[Abstract]:Logistics financial business is a kind of integrated new service business that financing enterprises, logistics enterprises and financial enterprises cooperate together. The development of logistics financial business can reduce the risk, widen the financing channel, increase the capital turnover and income for the financing enterprises. For the logistics enterprises, it is a powerful means to enhance their market competitiveness and increase the income. For financial companies, the expansion of more customers, but also increased earnings. In short, the appearance of logistics financial business makes logistics enterprises, financing enterprises and financial service organizations to achieve a win-win situation and gain more benefits. With the rapid development of logistics financial business and the expansion of market, the risks faced by tripartite enterprises are increasing from various aspects. The traditional risk-sharing or risk-free income distribution method is no longer suitable for the demand of rapidly developing logistics financial business. The uneven distribution of income will lead to the unstable development or even the dissolution of the tripartite cooperative relationship. It is urgent to consider the allocation of risk and income. Starting from the concept of logistics finance, this paper introduces several operating modes of logistics finance business, and on this basis, identifies and evaluates the risks of logistics finance business, and analyzes financing enterprises and logistics enterprises. The main risks faced by financial enterprises in participating in logistics financial services are information technology management risk, personnel professional quality risk, financial credit risk, supervision risk, management ability risk, pledge risk, etc. On the basis of using the research results of relevant experts for reference, a set of risk evaluation index system with high reliability is established, and the logistic financial risk evaluation model is constructed by using fuzzy comprehensive evaluation method. The risk of participating in logistics financial service is evaluated and the quantitative value of the risk is obtained. Finally, the risk quantification factor is added to the profit distribution of the tripartite cooperation, and the maximum entropy method is used to calculate the equilibrium structure of the high risk and high income. Finally, this paper introduces a practical case to verify the method, and the calculation results show that the method has good practical application effect.
【学位授予单位】：昆明理工大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F259.2;F832

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