哈尔滨市新农村建设中的金融支持研究

发布时间：2018-05-25 07:43

本文选题：新农村建设 + 农村金融　；参考：《东北农业大学》2013年硕士论文

【摘要】：本文研究的目的是依靠金融支持经济的相关理论，结合新农村建设和农村金融的发展问题，，对农村金融对新农村建设的影响进行研究，通过引用实证即哈尔滨市的新农村建设中的金融支持实际情况进行剖析，挖掘影响哈尔滨市新农村建设中的金融支持的深层原因，最后借鉴国内的新农村建设的经验，提出适合哈尔滨新农村建设中的金融支持的对策建议。本文研究理论意义是为社会主义新农村建设中的金融支持的研究扩展新的研究角度，社会主义新农村的建设离不开强而有力的金融系统的支持，这就需要我们扩展金融对农村经济发展的影响的研究，从而帮助我国更好更快更健康的进行社会主义新农村建设，只有这样，国家提出的缩小城乡差距、构建社会主义和谐社会和建设美丽中国的伟大目标才能得以圆满实现；现实意义是哈尔滨市的农业、农村、农民问题还没有得到根本解决，其中农民收入是核心问题，新农村建设的任务就是要增加农民收入、发展农村经济，农村金融能促进新农村建设，完善农村经济，增加农民收入，帮助解决“三农”问题。本文首先对文章研究的社会背景、国内外文献综述进行了充分的阐述说明，在此基础上对新农村、农村金融、农村金融支持的概念进行界定，对本文要用到的理论——经济增长理论、二元经济理论、现代金融发展理论、农村金融发展理论进行了介绍，然后对哈尔滨市新农村建设中的金融支持的现状、存在的问题进行了分析。运用SPSS软件对哈尔滨市新农村建设中的金融支持的影响因素进行主成分分析，经过分析后对选取的十三个主要影响因素进行主成分筛选，最后得到两个综合性主成分为：经济因素和保险因素。然后对国内北京、天津、江西婺源和河南省新农村建设中金融支持新农村建设的经验进行介绍，在国内省市新农村建设金融支持经验的基础上提出对哈尔滨市建设新农村的启示。而后通过SWOT模型分析了哈尔滨市新农村建设中的金融支持的优势、劣势、机遇与挑战，然后对哈尔滨市新农村建设中金融支持进行战略构想。最后对哈尔滨市建设新农村中金融支持提出的对策建议为：完善的农村金融体系、创新现代农村金融制度、寻求农业保险体系的创新、规范农村信用环境、建立农村金融政策扶持体系和强化经济对农村金融的发展作用。本文主要运用了比较分析方法和定性分析与定量分析相结合的方法分析出哈尔滨市新农村建设中金融支持存在的问题为：金融机构自身存在的问题和外部环境因素。金融机构自身的问题包括：正规金融机构支农力度不足、哈尔滨市农村金融体系不完善、哈尔滨市金融机构自身的缺陷和农业保险体系不完善等问题。外部环境因素包括：农村金融法律法规缺乏、民间金融存在信用问题、哈尔滨市农村外界环境的影响三方面。本文提出的对策建议为：完善农村金融体系、创新现代农村金融制度、寻求农业保险体系的创新、规范农村信用环境、建立农村金融政策扶持体系和强化经济对农村金融的发展作用6方面建议。
[Abstract]:The purpose of this study is to rely on the related theories of financial support economy, combine the new rural construction and the development of rural finance, study the influence of Rural Finance on the new rural construction, and analyze the actual situation of the financial support in the new rural construction of Harbin, and excavate the influence of the new countryside in Harbin. The deep reasons of the financial support in the construction, and finally draw on the experience of the new rural construction in China, put forward the countermeasures and suggestions suitable for the financial support in the new rural construction of Harbin. The theoretical significance is to expand the new research angle for the research of the financial support in the construction of the new socialist countryside, and the construction of the new socialist countryside. The support of a strong and powerful financial system requires us to expand the study of the impact of Finance on the development of the rural economy, so as to help our country to better and healthier and healthier socialist new rural construction. Only in this way, the country proposes to narrow the gap between the urban and rural areas, build a socialistic harmonious society and build a great view of the beautiful China. The practical significance is that the agricultural, rural and peasant problems in Harbin have not been fundamentally solved, and the farmers' income is the core problem. The task of the new rural construction is to increase the income of farmers and develop the rural economy. The rural finance can promote the construction of the new countryside, improve the rural economy, increase the income of the farmers and help the farmers. Help solve the problem of "three rural".
First of all, this paper expounds the social background of the article and the literature review at home and abroad. On this basis, the concept of the new rural, rural finance and rural financial support is defined, and the theory of economic growth, two yuan economic theory, modern financial development theory, and the theory of rural financial development are introduced. The present situation of financial support in Harbin's new rural construction and the existing problems are analyzed. The factors affecting the financial support in the new rural construction of Harbin are analyzed by using SPSS software. After the analysis, the main components of the thirteen main factors are selected and the final results are obtained. The two comprehensive principal components are economic factors and insurance factors, and then the experience of financial support for new rural construction in the construction of new rural areas in Beijing, Tianjin, Jiangxi Wuyuan and Henan province is introduced. On the basis of the financial support experience of the new rural construction in the domestic provinces and cities, the Enlightenment to the construction of the new countryside in Harbin is put forward. And then through SWO The T model analyses the advantages, disadvantages, opportunities and challenges of the financial support in the new rural construction of Harbin, and then carries out a strategic conception of financial support in the construction of the new rural construction in Harbin. Finally, the countermeasures and suggestions for the financial support in the construction of the new rural area in Harbin are as follows: the perfect rural financial system and the innovation of the modern rural financial system. We should seek the innovation of the agricultural insurance system, standardize the rural credit environment, establish a rural financial policy support system and strengthen the role of the economy in the development of rural finance.
This article mainly uses the comparative analysis method and the qualitative analysis and the quantitative analysis method to analyze the problems of financial support in the new rural construction of Harbin City: the problems of the financial institutions themselves and the external environmental factors. The problems of the financial institutions themselves include: the lack of support for agriculture in the regular financial institutions, the Harbin City The rural financial system is imperfect, the defects of the financial institutions in Harbin and the imperfect agricultural insurance system. The external environmental factors include the lack of rural financial laws and regulations, the credit problems of the folk finance and the influence of the external environment in the rural areas of Harbin. The countermeasures and suggestions put forward in this article are to improve the rural financial body. To innovate the modern rural financial system, to seek the innovation of the agricultural insurance system, to standardize the rural credit environment, to establish the supporting system of rural financial policy and to strengthen the economic development of the rural finance, 6 suggestions.
【学位授予单位】：东北农业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F320;F832

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