影子银行与传统银行体系的关联

发布时间：2018-05-28 12:37

本文选题：影子银行 + 传统银行体系　；参考：《东北财经大学》2013年硕士论文

【摘要】：本文的主要目的是对影子银行的起源、发展以及其与传统银行体系的关联进行探讨。影子银行起源于传统银行体系,在很大程度上,影子银行是资产证券化的产物。影子银行与传统银行体系之间既有区别,又存在着必然的联系。本文用理论研究的方法对影子银行体系与传统银行体系的异同进行了比较与分析。影子银行的发展给金融体系带来了巨大的影响。一方面,影子银行作为资产证券化的产物,提高了金融系统资金的流动性,对金融业的发展做出了很大的贡献。但是另一方面,影子银行体系高杠杆、高风险、不受监管等特征又导致了其对金融危机的直接贡献。目前中国影子银行发展尚不完善,也没有引起广泛的关注。国内应该逐渐加强对影子银行现象的关注,借鉴发达国家经验,对影子银行进行适当的监管,以最大化其正面影响、降低其负面影响。
[Abstract]:The main purpose of this paper is to discuss the origin and development of shadow banking and its relationship with the traditional banking system. Shadow banking originated from the traditional banking system. To a large extent, shadow banking is the product of asset securitization. There are not only differences between shadow banking and traditional banking system, but also inevitable connections. This paper compares and analyzes the similarities and differences between shadow banking system and traditional banking system by means of theoretical research. The development of shadow banking has brought great influence to the financial system. On the one hand, as the product of asset securitization, shadow banking improves the liquidity of financial system and makes great contribution to the development of financial industry. On the other hand, the shadow banking system is characterized by high leverage, high risk and unregulated, which leads to its direct contribution to the financial crisis. At present, the development of shadow banking in China is not perfect, nor has it aroused widespread concern. China should pay more attention to the phenomenon of shadow banking, draw lessons from the experience of developed countries, and supervise the shadow banking in order to maximize its positive effects and reduce its negative effects.
【学位授予单位】：东北财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F830.3

【参考文献】