中小型科技企业知识产权质押融资的障碍分析

发布时间：2018-05-31 10:54

本文选题：中小型科技企业 + 知识产权质押融资　；参考：《学术交流》2011年07期

【摘要】：知识产权质押融资是一种新型的融资模式,国家知识产权局先后批复了3批次共16个城市开展知识产权质押融资试点。与传统实物抵押融资模式相比,开展试点以来,知识产权质押融资达成额度仍然很小,无法有效缓解中小型科技企业的实际资金困难。研究发现,制约知识产权质押融资的障碍主要来自六个层面,包括:银行出于规避和控制融资风险,捂紧钱袋子;企业融资条件缺乏,且过高的融资成本打击企业融资积极性;政府财政力量不足,削弱其对融资的推动作用;融资平台过窄,知识产权评估难、变现难依然存在;知识产权融资的相关法律与制度缺乏;知识产权保护不力,知识产权侵害案件频发。因此,只有消除上述障碍,知识产权质押融资才能走出试点,回归常态。
[Abstract]:Intellectual property pledge financing is a new type of financing mode. The State intellectual property Office has approved three batches of 16 cities to carry out IPR pledge financing pilot projects. Compared with the traditional physical mortgage financing model, the amount of intellectual property mortgage financing is still very small, which can not effectively alleviate the actual capital difficulties of small and medium-sized technology enterprises. The study found that the obstacles to the financing of intellectual property pledge come from six levels, including: banks to avoid and control the financing risk, the lack of financing conditions, and excessive financing costs to attack the enthusiasm of corporate financing; The lack of financial strength of the government weakens its role in promoting financing; the financing platform is too narrow, the evaluation of intellectual property rights is difficult, and the realization is still difficult; the laws and systems related to intellectual property financing are lacking; and the protection of intellectual property rights is weak. Intellectual property infringement cases occur frequently. Therefore, only by removing the above-mentioned obstacles, can intellectual property pledge financing go out of the pilot and return to normal.
【作者单位】：广东金融学院会计系;
【基金】：广东金融学院校级研究项目“广东省中小型科技企业知识产权质押融资研究”(10XJ02-08)的阶段性成果之一
【分类号】：F204;F832.4

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