新时期中国农业银行服务“三农”模式与对策研究

发布时间：2018-06-06 18:26

本文选题：中国农业银行 + 三农　；参考：《湖南农业大学》2013年硕士论文

【摘要】：郡县治则天下安,“三农”稳则社会稳。“三农”在国家改革与发展全局中占有极其重要的基础地位。“三农”问题一直都是关系着农业生产发展,农民增收,农村经济可持续发展等的根本民生问题,受到国务院和各地政府的高度重视；2009年,中国农业银行抓住机遇,选择上市,面向“三农”,明确自身的市场地位以及为“三农,,服务的宗旨,把“三农”作为中国农业银行未来业务发展的主要方向。本文通过实地调研和翻阅大量参考文献,分析了新时期中国农业银行服务“三农,,的理论基础,介绍了新时期中国农业银行服务“三农”的现状与代表性模式(基于小额贷款业务),在此基础上,探究了当前中国农业银行服务“三农”模式存在的问题与难点,并分析其存在的根本原因,在总结借鉴国内外相关金融机构服务“三农,,模式的基础上,提出解决问题的对策,创新中国农业银行服务“三农,,的模式,以期实现不断提升中国农业银行服务“三农”质量水平,为改善农村金融环境提供建设性建议的目地。本文研究框架主要由以下几点构成：第一部分陈述前言,包含研究的背景、目的、意义、方法和思路、国内外研究现状及其文献述评等。第二部分,从市场失灵理论、制度变迁理论等经济金融理论的角度深入分析了中国农业银行服务“三农,,的理论依据。第三部分,介绍了新时期中国农业银行服务“三农”的现状；第四部分,对新时期中国农业银行服务“三农”的代表性模式进行了比较分析(基于小额贷款业务),并总结了其存在的问题和原因；第五部分对国内外相关金融机构服务“三农”经典模式进行了经验总结和借鉴。最后,基于以上分析研究的基础上,创新服务模式,提出相应的对策。
[Abstract]:County governance is the world security, the "three rural" stability is social stability. Agriculture, Countryside and Farmers occupies an extremely important basic position in the overall situation of national reform and development. The issue of "agriculture, countryside and farmers" has always been a fundamental livelihood issue related to the development of agricultural production, the increase of farmers' income, and the sustainable development of rural economy, and has been highly valued by the State Council and local governments. In 2009, the Agricultural Bank of China seized the opportunity and chose to list on the market. Facing the "three rural areas", defining their market position and serving the purpose of "agriculture, rural areas and farmers", the paper regards "agriculture, countryside and farmers" as the main direction of the future business development of the Agricultural Bank of China. This paper analyzes the theoretical basis of Agricultural Bank of China (ABC) service "agriculture, rural areas and farmers" in the new period, and introduces the present situation and representative mode of Agricultural Bank of China service "agriculture, rural areas and farmers" in the new period. This paper probes into the problems and difficulties existing in the mode of agricultural bank of China serving agriculture, rural areas and farmers, and analyzes the root causes of its existence. On the basis of summing up and drawing lessons from domestic and foreign financial institutions' service mode, the author puts forward some countermeasures to solve the problems. To innovate the mode of agricultural bank of China service "agriculture, rural areas and farmers," in order to continuously improve the quality of agricultural bank service "agriculture, rural areas and farmers," The purpose of this paper is to provide constructive suggestions for improving the rural financial environment. The research framework of this paper is composed of the following points: the first part states the preface, including the background, purpose, significance, methods and ideas of the research. The current research situation and literature review at home and abroad. The second part, from the market failure theory, institutional change theory and other economic and financial theory, in-depth analysis of the agricultural bank of China "three rural areas", the theoretical basis. The third part introduces the current situation of Agricultural Bank of China serving agriculture, countryside and farmers in the new period. This paper makes a comparative analysis of the representative mode of Agricultural Bank of China serving agriculture, rural areas and farmers in the new period (based on the micro-loan business), and summarizes the existing problems and reasons; The fifth part summarizes and draws lessons from the classical model of financial institutions at home and abroad. Finally, based on the above analysis and research, the service model is innovated and the corresponding countermeasures are put forward.
【学位授予单位】：湖南农业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33;F320

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