中国商业银行竞争力及影响因素分析:2002—2009年

发布时间：2018-06-14 09:41

本文选题：数据包络分析 + 银行竞争力　；参考：《经济理论与经济管理》2011年07期

【摘要】：本文选取中国14家上市商业银行作为研究对象,利用2002—2009年的数据,通过定义社会生产效率、服务效率、盈利效率和成长效率,研究中国银行业的整体效率、效率值动态变化和各银行的效率情况。结果表明,四大国有控股商业银行与一般股份制银行和城市商业银行相比,其社会生产效率、盈利效率过低,但如果将投入变量中的员工数目换为工资薪酬,国有控股商业银行的效率则有很大提升;股权结构会影响效率值,但国有股与效率值不一定负相关,而外资股和效率值正相关,只对于生产效率成立,对于服务效率和盈利效率刚好相反。
[Abstract]:In this paper, 14 listed commercial banks in China are selected as the research objects. By defining the social production efficiency, service efficiency, profit efficiency and growth efficiency, the paper studies the overall efficiency of the Chinese banking industry by using the data from 2002 to 2009, and by defining the social production efficiency, service efficiency, profit efficiency and growth efficiency. Dynamic changes in efficiency and efficiency of banks. The results show that the social production efficiency and profit efficiency of the four state-owned holding commercial banks are too low compared with the common joint-stock banks and the urban commercial banks, but if the number of employees in the input variable is changed to the salary, The efficiency of state-owned holding commercial banks has been greatly improved; the equity structure will affect the efficiency value, but the state-owned shares and the efficiency value are not necessarily negative correlation, while the foreign capital shares and efficiency value are positive correlation, only for the production efficiency. For service efficiency and profit efficiency is the opposite.
【作者单位】：中国人民大学经济学院;
【基金】：国家自然科学基金项目(70871114) 中国人民大学科学研究基金(中央高校基本科研业务费专项资金资助)项目(10XNB023)
【分类号】：F832.33;F224

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