广西区域金融创新研究

发布时间：2018-06-18 05:34

本文选题：区域金融 + 金融创新　；参考：《广西师范大学》2013年硕士论文

【摘要】：本轮全球性金融危机引发的金融业对实体经济的支撑问题,成为我国新一轮金融改革与创新的“导火索”。回顾本轮金融危机特别是欧美主权债务危机,其根源就在于虚拟资本过度膨胀,导致金融业脱离实体经济而运行,产业空心化(特别是制造业空心化)现象凸显,由此造成金融业成为“无源之水无本之木”。就我国的情况来看,危机也暴露出金融领域的诸多突出问题和潜在风险。具体而言,金融机构发展思路和经营管理方式总体粗放,公司内部治理和风险防范领域仍存在不少漏洞；农村金融以及中小金融机构发展水平整体滞后；金融监管部门管理能力亟待提升,信贷与产业政策的融合不够密切,金融对实体经济的支持力度整体较弱。正是基于上述诸多问题,我们在反思金融行业发展不足的同时,也欣喜地看到中央和各地加强金融业改革与创新的战略决心。2012年,继温州市金融综合改革试验区获国务院批准设立之后,珠海市、深圳市又推出系列重大金融创新举措。综合比较各地金融改革与创新方案,其共同点在于借助改革与创新,完善金融服务实体经济的渠道和手段,提升实体经济的金融支撑水平,避免实体经济“空心化”。作为我国陆地和海上连接东盟各国“桥头堡”的广西自治区,在西部大开发战略指引下,在深入推进中国—东盟自由贸易区建设,大力实施区域性国际金融中心战略,全面实现小康社会战略机遇期,我们有理由相信该区域成为我国区域金融改革与创新发展中的又一关键角色。论文遵循理论与实践相结合的原则,以区域金融理论和金融创新理论为指导,对广西自治区金融创新进行了现实考察,运用灰色关联分析方法,通过与广州、河南、云南三省的比较,分析得出广西金融创新存在的问题。根据得出的结论对金融创新的重点领域进行了设计,同时提出相关的政策建议。论文主要内容和框架如下：首先介绍了本文的研究背景与意义,对国内外相关研究进行了系统性的文献综述,给出论文的思路框架、研究方法和创新之处,为广西进行金融创新提供背景支持。其次,对区域金融理论和金融创新的理论进行阐述,为后续章节提供理论依据；第三,对广西区域金融创新进行现实考察,主要从获得国家政策、金融创新现状、金融创新需求以及金融创新的预期效应进行分析；第四,结合区域金融创新能力的评价指标,利用灰色关联度对广西区域金融创新能力进行实证分析,通过对四省的排名比较,分析出广西区域金融创新能力较差以及存在的问题；最后,根据现实考察与实证研究,对广西区域金融创新在金融市场、金融机构以及金融产品与服务三方面进行了重点设计,并且提出了相应的政策建议。应该说,相较于“温州金改”、“深圳金改”等实践领域获得突破的研究课题而言,广西区域金融创新本身就是一个带有预测性并极具挑战意义的命题。论文在比较研究的基础之上,对广西金融业的现实格局、区域金融创新的现实需求、区域金融创新的能力以及创新重点和政策措施进行了系统梳理、论证。受制于自身研究水平和研究素材的收集难题,论文研究尚有较大的延伸和完善空间,本人也期待在今后的工作中进行追踪研究。
[Abstract]:The financial industry caused by the global financial crisis has become the " fuse " of the new round of financial reform and innovation in our country .
The overall lag of rural finance and the development level of small and medium - sized financial institutions ;
In 2012 , following the approval of the State Council , Zhuhai and Shenzhen launched a series of major financial innovation initiatives . In 2012 , following the approval of the State Council in Wenzhou Financial Comprehensive Reform Test Zone , Zhuhai and Shenzhen launched a series of major financial innovation initiatives .

On the basis of regional financial theory and financial innovation theory , this paper makes a practical investigation on financial innovation in Guangxi Autonomous Region under the guidance of regional financial theory and financial innovation theory .

Firstly , the background and significance of this paper are introduced , and systematic literature review is carried out on the relevant researches at home and abroad . The paper gives background support for the financial innovation in Guangxi . Secondly , the theory of regional financial theory and financial innovation is elaborated , which provides theoretical basis for the following chapters .
Thirdly , we make a realistic study on regional financial innovation in Guangxi , and analyze the expected effects of national policy , financial innovation , financial innovation and financial innovation .
Fourthly , combining with the evaluation index of regional financial innovation ability , this paper makes an empirical analysis on the regional financial innovation ability of Guangxi by using the grey relation degree , and analyzes the problems existing in Guangxi regional financial innovation ability through comparison of four provinces .
Finally , according to the practical investigation and the empirical research , the paper designs the regional financial innovation in the financial markets , financial institutions and financial products and services , and puts forward the corresponding policy recommendations .

It should be said that the regional financial innovation itself is a predicable and challenging proposition in the field of practice such as " Wenzhou gold reform " and " Shenzhen gold reform " . On the basis of comparative study , the paper systematically combs and proves the realistic pattern of financial industry in Guangxi , the realistic demand of regional financial innovation , the ability of regional financial innovation and the innovation focus and policy measures .
【学位授予单位】：广西师范大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.7

【参考文献】