不同银行业结构下的货币政策传导效果研究

发布时间：2018-06-22 15:46

本文选题：货币政策 + 银行业结构　；参考：《统计与决策》2011年06期

【摘要】：文章借鉴银行业均衡模型和Kopeeky-VanHoose有关资本约束对银行信贷影响的模型,通过每个微观主体的金融反应,分析了短期内,在商业银行不同的市场结构下,对货币政策的传导效果的影响。研究发现,从货币政策制定者的角度来看,商业银行竞争市场结构强于不完全竞争市场结构。在任何商业银行市场结构下,法定存款准备金率的变动都会产生收入效应和替代效应,导致政策无效。
[Abstract]:Based on the equilibrium model of banking industry and the Kopeeky-Van Hoose model on the influence of capital constraints on bank credit, this paper analyzes the short-term market structure of commercial banks under different market structures through the financial responses of each micro-subject. The effect on the transmission effect of monetary policy. It is found that the competitive market structure of commercial banks is stronger than that of incomplete competition market from the point of view of monetary policy makers. Under the market structure of any commercial bank, the change of legal reserve requirement ratio will produce income effect and substitution effect, resulting in invalid policy.
【作者单位】：中国人民大学财政金融学院;
【分类号】：F822.0

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