BC银行“流程银行”建设研究

发布时间：2018-07-07 11:15

本文选题：流程银行 + 流程再造　；参考：《广西大学》2016年硕士论文

【摘要】：流程银行这一概念最初起源于银行流程再造,虽然流程再造并非从金融行业中发起,其在金融业中的探索也远落后于其他行业,但是随着全球金融业不断发展,为了在国际竞争中处于优势地位,世界各大商业银行陆续开始实施流程银行建设,使得流程银行在国际金融行业已相对比较成熟。但是,国内对于流程银行的研究起步远落后于西方发达国家,理论和实证研究都相对比较匮乏,各商业银行和相关金融机构缺乏流程银行建设的相关经验,对流程银行的认知不太清晰。直到2005年10月,“流程银行”的概念才被中国银监会主席刘明康正式提出,以此掀起了国内商业银行探索流程银行建设方法的热潮,部分商业银行甚至直接将流程银行建设提上议程,但是,截止目前国内尚未有完善的流程银行建设案例可供借鉴。本文首先从国内外金融环境对我国商业银行的影响入手,探讨国内商业银行进行流程银行建设的意义。以BC银行流程银行建设为研究对象,结合BC银行流程银行建设现状,提出BC银行需要在企业文化、管理模式、组织架构、信息系统等各方面进行全方位的变革,运用集约化理论、精益的理论和六西格玛的理论构建先进的流程银行,研究BC银行在流程银行建设过程中的制约因素,并提出解决方案,从而为国内其他商业银行进行流程银行建设提供借鉴。
[Abstract]:The concept of process bank originated from the process reengineering of the bank. Although the process reengineering was not initiated from the financial industry and its exploration in the financial industry lagged far behind other industries, but with the continuous development of the global financial industry, In order to play a dominant role in the international competition, the major commercial banks in the world have started to implement the construction of process banks one after another, which makes the process banks relatively mature in the international financial industry. However, the domestic research on process banking is far behind the western developed countries, the theoretical and empirical studies are relatively scarce, commercial banks and related financial institutions lack the relevant experience in the construction of process banks. Knowledge of process banks is not clear. It was not until October 2005 that the concept of "process bank" was formally put forward by Liu Mingkang, chairman of the China Banking Regulatory Commission, which set off an upsurge of domestic commercial banks exploring the construction methods of process banks. Some commercial banks even put the construction of process banks on the agenda directly, but up to now, there are no perfect cases of process banks construction for reference. This paper begins with the influence of domestic and foreign financial environment on China's commercial banks, and discusses the significance of the construction of domestic commercial banks' process banks. Taking the construction of BC bank process bank as the research object and combining the current situation of BC bank process bank construction, the paper points out that BC bank needs to carry out all-round changes in corporate culture, management mode, organizational structure, information system, etc. Using the intensive theory, lean theory and six Sigma theory to construct advanced process bank, the paper studies the restrictive factors of BC bank in the process of process bank construction, and puts forward the solution. Thus other domestic commercial banks for the process of banking construction to provide reference.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F832.33

【相似文献】