论我国网络银行风险的法律规制
发布时间：2018-07-18 08:13
【摘要】：网络银行的产生和迅速发展给传统金融业带来了冲击,其业务风险所呈现出的新特点使传统银行监管体系陷入了监管乏力的困境。我国应借鉴国际上较具代表性的网络银行风险法律规制模式,从加强对网络银行的全面监管、制定网络银行消费者合法权益保护制度、加强对跨国网络银行的管理等方面构建多层次的网络银行法律制度,为有效防范网络银行业务风险、促进网络银行健康发展提供法制保障。
[Abstract]:The emergence and rapid development of the network bank has brought impact to the traditional financial industry, and the new characteristics of its business risk make the traditional banking supervision system fall into the predicament of weak supervision. Our country should draw lessons from the international representative legal regulation mode of network bank risk, strengthen the overall supervision of network bank, and formulate the legal rights and interests protection system of network bank consumer. To strengthen the management of transnational network banks and other aspects, to build a multi-level network banking legal system, to effectively prevent network banking business risks, promote the healthy development of network banks to provide legal protection.
【作者单位】： 郑州大学法学院;
【基金】：2010年河南省软科学研究计划项目《农村金融支持新农村建设问题研究》(102400450062)的成果
【分类号】：D922.281;F832.2
[Abstract]:The emergence and rapid development of the network bank has brought impact to the traditional financial industry, and the new characteristics of its business risk make the traditional banking supervision system fall into the predicament of weak supervision. Our country should draw lessons from the international representative legal regulation mode of network bank risk, strengthen the overall supervision of network bank, and formulate the legal rights and interests protection system of network bank consumer. To strengthen the management of transnational network banks and other aspects, to build a multi-level network banking legal system, to effectively prevent network banking business risks, promote the healthy development of network banks to provide legal protection.
【作者单位】： 郑州大学法学院;
【基金】：2010年河南省软科学研究计划项目《农村金融支持新农村建设问题研究》(102400450062)的成果
【分类号】：D922.281;F832.2
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