商业银行发展金融IC卡行业应用探究
发布时间：2018-07-31 20:33
【摘要】：世界范围内由磁条卡向IC卡迁移的国家和地区已超过30个,发行金融IC卡约10亿张,经验表明,加载多行业应用,是银行卡芯片化产业升级的重要标志。因此,商业银行要清晰规划本行银行卡产业升级的战略和策略,大力推进金融IC卡的产品创新,积极探索行业应用模式,并尽力寻求国家的政策支持,从而在银行卡芯片化时代的激烈竞争中占据优势。
[Abstract]:More than 30 countries and regions have migrated from magnetic stripe cards to IC cards in the world, and about 1 billion financial IC cards have been issued. Experience shows that loading multi-industry applications is an important symbol of upgrading the chip industry of bank cards. Therefore, commercial banks should clearly plan the strategy and strategy for upgrading their bank card industry, vigorously promote the innovation of financial IC card products, actively explore the industry application model, and do their best to seek state policy support. Thus in the banking card chip era of fierce competition to occupy an advantage.
【作者单位】： 中国农业银行总行;
【分类号】：F832.33
[Abstract]:More than 30 countries and regions have migrated from magnetic stripe cards to IC cards in the world, and about 1 billion financial IC cards have been issued. Experience shows that loading multi-industry applications is an important symbol of upgrading the chip industry of bank cards. Therefore, commercial banks should clearly plan the strategy and strategy for upgrading their bank card industry, vigorously promote the innovation of financial IC card products, actively explore the industry application model, and do their best to seek state policy support. Thus in the banking card chip era of fierce competition to occupy an advantage.
【作者单位】： 中国农业银行总行;
【分类号】：F832.33
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