广州GW小额贷款公司设立的可行性研究

发布时间：2018-08-26 17:49

【摘要】：从2005年开始，小额贷款公司在中国发展迅速，它们把资本投放到了“三农”领域及中小微企业，改善了民间金融的发展。但是小贷在中国还属于新兴行业，缺少现行的可行性研究以供参考。所谓可行性研究，即在项目投资在实施之前，论证和评价该项目技术、经济方面具有的合理性，尤其通过实地调查、财务分析来论证该项目在技术方面的实用性，在经济方面的合理性，从而得出能否投资该项目的结论。在此背景下，GW集团公司发起设立广州GW小额贷款有限公司。本文在对可行性研究理论学习的基础上，结合一般可行性研究的科学框架与内容，以本项目为对象，对项目的市场、项目投资环境、产品与公司架构、投资估算与财务预测、风险控制等方面进行了全面综合的分析，着重对项目的财务报表等经济指标进行了预测。根据分析，，结论显示了GW集团公司发起设立GW小额贷款公司项目是可行的。通过整个项目可行性研究的编制过程，第一是可以总结本地小额贷款公司发展经验，为新成立小额贷款公司做好展望性规划，促进GW小额贷款公司项目成功设立；第二是可以探讨适应广州地区小额贷款公司可采用的信贷产品、风险控制流程等问题，为小额贷款公司这种准金融企业建立了可行性研究分析的规范框架，提供了一个典型蓝本。本文的内容主要有3部分。第1章的绪论即描述问题，研究背景、研究目的与意义、研究思路与方法进行简要的介绍。第2章为外部内部环境分析，即分析问题，分析设立本小额贷款公司的必要性。第3章开始都为可行性研究报告的主体部分，通过分析最后得出项目的可行性结论。
[Abstract]:Since 2005, microfinance companies have developed rapidly in China. They have invested their capital in the field of agriculture, rural areas and small and medium-sized enterprises, thus improving the development of private finance. But small loan still belongs to new industry in China, lack current feasibility study for reference. The so-called feasibility study is to demonstrate and evaluate the rationality of the technical and economic aspects of the project before the project investment is carried out, especially through field investigation and financial analysis to demonstrate the technical practicability of the project. The rationality of the economy and the conclusion of whether to invest in the project. In this context, GW Group Co., Ltd. initiated the establishment of Guangzhou GW Microcredit Co., Ltd. On the basis of studying the theory of feasibility study, combined with the scientific framework and content of general feasibility study, this paper takes this project as the object, and makes a study of the market, investment environment, product and company structure, investment estimation and financial forecast of the project. Risk control and other aspects of comprehensive analysis, focusing on the project financial statements and other economic indicators are forecasted. According to the analysis, the conclusion shows that it is feasible for GW Group to initiate the establishment of GW Microcredit Company. Through the whole project feasibility study preparation process, the first is can summarize the local microfinance company development experience, for the newly established microfinance company to do a good foresight plan, promotes the GW small loan company project to set up successfully; The second is to explore the credit products and risk control processes that can be adopted by microfinance companies in Guangzhou, and to establish a normative framework for feasibility studies and analysis of such quasi-financial enterprises as microfinance companies. Provides a typical blueprint. There are three parts in this paper. The introduction of chapter 1 is a brief introduction to the description of the problem, the research background, the purpose and significance of the research, and the research ideas and methods. Chapter 2 is the analysis of the external internal environment, that is, the analysis of the necessity of setting up this microfinance company. Chapter 3 is the main part of the feasibility study report.
【学位授予单位】：华南理工大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.39

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