金融全球化趋势下我国银行竞争力提升研究

发布时间：2018-09-01 07:31

【摘要】：在金融服务贸易全球化背景下,竞争形势的改变以及竞争内涵的变化促使我国银行业的质量效益不断提升。2006年12月11日,我国加入世贸组织后的五年过渡期全部结束,服务业在这一时期得到了全面的发展,由此,我国的金融市场逐渐开始对外开放,而金融行业,在经过了入世五年的发展,已经具备了坚实的基础。随着我国金融市场正是对外开放,我国银行业也将会在诸多的风险之下暴露。在这样的形势下,对我国银行的国际竞争力进行分析,并在此基础上探索我国银行应该怎样审时度势,调整好方略,怎样抓住机遇,迎接挑战,以及怎样确定未来发展趋势等等就显得十分必要了。本文对金融化全球下我国银行竞争力的分析,对我国银行的积极影响和消极影响的研究,针对性地提出提升银行竞争了的具体措施,希望我国银行能够在日趋激烈的竞争环境之下得到健康且稳定的发展。本文的研究包括五个部分。第一部分为绪论。简要介绍本文的研究背景及意义,国内外研究现状,研究思路和研究方法。第二部分为金融贸易全球化对我国银行的影响,本部分从金融危机下我国金融自由化的三个发展趋势出发(金融活动全球化、电子化网络遍布全球以及银行业务种类综合化),深入分析金融贸易全球化对我国银行的积极影响和消极影响。第三部分为金融全球化趋势下我国银行竞争力分析。本部分采用RCA指数分析法和TC指数分析法分别对我国银行的国际竞争力进行详细的分析,并从生产要素方面、需求因素方面、辅助产业方面以及国际化能力方面提出了我国银行国际竞争力低下的原因。第四部分为金融全球化趋势下提升我国银行竞争力的措施。本部分主要从以政府为主导来把外部环境系统优化、推进多元化的经营实现混业经营、推进产业之都改革来实现重组、大力扶植中小银行促进其长足发展、创新金融手段、提升管理水平、完善我国银行法律保障体系、加大银行电子化与网络化的力度以及实行国际化的运作模式等措施来提升金融全球化趋势下我国银行竞争力。第五部分为结论与展望。归纳研究结论,分析研究不足,展望未来研究方向。通过本文的研究,得出我们国家的银行业需要牢牢的把握目前贸易自由化机遇,不断地把自身的核心竞争能力提升。
[Abstract]:Under the background of the globalization of financial service trade, the change of competition situation and the change of competition connotation promote the continuous improvement of the quality and benefit of China's banking industry. On December 11, 2006, the five-year transitional period after China's accession to the WTO ended completely. The service industry has been fully developed in this period. As a result, China's financial market has gradually begun to open to the outside world. After five years' development, the financial industry has already had a solid foundation. With the opening of China's financial market, China's banking industry will also be exposed to many risks. In such a situation, this paper analyzes the international competitiveness of Chinese banks, and on this basis explores how the banks of our country should judge the situation, adjust their strategies, seize the opportunities and meet the challenges. And how to determine future trends and so on is very necessary. This paper analyzes the competitiveness of Chinese banks in the global context of financialization, studies the positive and negative effects on Chinese banks, and puts forward specific measures to enhance the competition of banks. We hope our banks can develop healthily and steadily in the increasingly competitive environment. This paper includes five parts. The first part is the introduction. This paper briefly introduces the research background and significance, domestic and foreign research status, research ideas and research methods. The second part is the impact of financial and trade globalization on Chinese banks. This part starts from the three development trends of financial liberalization in China under the financial crisis (globalization of financial activities). This paper analyzes the positive and negative effects of financial and trade globalization on Chinese banks. The third part is the analysis of the competitiveness of Chinese banks under the trend of financial globalization. In this part, RCA index analysis and TC index analysis are used to analyze the international competitiveness of Chinese banks in detail, and the factors of production and demand are analyzed. The reasons for the low international competitiveness of Chinese banks are put forward in the aspects of auxiliary industry and internationalization ability. The fourth part is the measures to improve the competitiveness of Chinese banks under the trend of financial globalization. This part mainly from the government as the leading to optimize the external environment system, promote diversified management to achieve mixed management, promote industrial capital reform to achieve restructuring, vigorously support small and medium-sized banks to promote its considerable development, innovative financial means, In order to enhance the competitiveness of Chinese banks under the trend of financial globalization, we should improve the management level, perfect the legal security system of our country's banks, increase the strength of electronization and networking of banks, and carry out the operation mode of internationalization. The fifth part is the conclusion and prospect. Summarize the conclusion of the research, analyze the lack of research, and look forward to the future research direction. Through the study of this paper, it is concluded that our country's banking industry needs to grasp the current opportunity of trade liberalization and constantly enhance its core competitiveness.
【学位授予单位】：安徽大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.3

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