后危机时代构建宏观审慎监管的思考
发布时间：2018-09-07 13:58
【摘要】：金融监管不足是本次国际金融危机的重要推手,而产品创新过度源于微观审慎监管带来的监管套利,微观审慎监管的顺周期效应、影子银行体系及系统性重要银行监管的缺失则加剧了危机的深度。因此,宏观审慎监管的未来任务需要扩大监管范围,从总体上把握系统性风险,需要央行、金融机构、监管部门的整体配合,需要央行从源头控制流动性这一公共品,需要央行职能的重塑;然而宏观审慎监管的执行也面临一些不确定因素。
[Abstract]:Inadequate financial supervision is an important driver of the international financial crisis, and excessive product innovation stems from regulatory arbitrage brought about by micro-prudential supervision, and the pro-cyclical effect of micro-prudential supervision. The shadow banking system and the absence of systemic banking supervision exacerbated the crisis. Therefore, the future task of macro-prudential supervision needs to expand the scope of supervision, grasp systemic risks in general, need the overall cooperation of the central bank, financial institutions, and regulatory authorities, and need the central bank to control liquidity from the source as a public good. Central bank functions need to be reshaped; however, macro-prudential regulation also faces some uncertainties.
【作者单位】： 南京大学经济学院;
【基金】：教育部人文社科基金项目,项目编号:10yjc630283
【分类号】：F831;F832.1
[Abstract]:Inadequate financial supervision is an important driver of the international financial crisis, and excessive product innovation stems from regulatory arbitrage brought about by micro-prudential supervision, and the pro-cyclical effect of micro-prudential supervision. The shadow banking system and the absence of systemic banking supervision exacerbated the crisis. Therefore, the future task of macro-prudential supervision needs to expand the scope of supervision, grasp systemic risks in general, need the overall cooperation of the central bank, financial institutions, and regulatory authorities, and need the central bank to control liquidity from the source as a public good. Central bank functions need to be reshaped; however, macro-prudential regulation also faces some uncertainties.
【作者单位】： 南京大学经济学院;
【基金】：教育部人文社科基金项目,项目编号:10yjc630283
【分类号】：F831;F832.1
【参考文献】
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