我国银行业监管研究
发布时间：2018-10-15 14:38
【摘要】： 我国加入WTO后,金融业方面的竞争将更加激烈,发达资本主义国家的银行将纷纷登陆中国,银行业作为金融业的中流砥柱更是面临着巨大的风险与机遇,这无疑给我国银行业监管提出了更大的挑战。 本文论述和研究各国的监管框架、监管内容,主要包括以下内容: 首先介绍了银行业监管的概念和目标,以求从基本概念上对监管进行清晰的界定。由于我国目前最活跃的就是商业银行,因此,在监管方面的论述主要是针对商业银行的监管进行分析。 其次介绍了几个在银行监管方面各具特色并且经验成熟的国家的监管框架,同时对这几个国家的监管模式进行了一定的对比。同时,介绍了我国的银行监管现状,并在文中对我国监管现状进行一定的分析。最后主要是针对我国的现状提出了自己的问题并对问题进行分析,根据分析提出自己的建议。 本文通过对现有监管法律的分析,并借鉴美国、英国、日本等发达国家的监管理念、监管模式,对我国现有的监管法律提出了一定的建议:一是要从宏观层面加强我国商业银行的监管,另外一方面,要不断改善商业银行的内部控制,从内部和外部两个方面加强商业银行的监管,控制风险。
[Abstract]:After China's entry into WTO, the competition in the financial industry will be more intense. The banks of the developed capitalist countries will land in China one after another, and the banking industry as the mainstay of the financial industry will face enormous risks and opportunities. This undoubtedly gives our country banking regulation to put forward bigger challenge. This paper discusses and studies the regulatory framework of various countries, the content of supervision, including the following: first of all, introduced the concept and objectives of banking supervision, in order to clearly define the basic concept of supervision. Since commercial banks are the most active in our country, the discussion on supervision is mainly focused on the supervision of commercial banks. Secondly, this paper introduces the regulatory framework of several countries with different characteristics and mature experience in banking supervision, and compares the regulatory models of these countries. At the same time, the paper introduces the current situation of banking supervision in China, and analyzes the present situation in this paper. Finally, the author puts forward his own problems and analyzes the problems, and puts forward his own suggestions according to the analysis. Based on the analysis of the existing regulatory laws, and drawing lessons from the United States, the United Kingdom, Japan and other developed countries, regulatory concepts, regulatory models, Some suggestions are put forward to the existing regulatory laws of our country: first, to strengthen the supervision of commercial banks at the macro level, and on the other hand, to constantly improve the internal controls of commercial banks. Strengthen the supervision of commercial banks and control risks from internal and external aspects.
【学位授予单位】：北京交通大学
【学位级别】：硕士
【学位授予年份】：2008
【分类号】：F832.1
本文编号：2272862
[Abstract]:After China's entry into WTO, the competition in the financial industry will be more intense. The banks of the developed capitalist countries will land in China one after another, and the banking industry as the mainstay of the financial industry will face enormous risks and opportunities. This undoubtedly gives our country banking regulation to put forward bigger challenge. This paper discusses and studies the regulatory framework of various countries, the content of supervision, including the following: first of all, introduced the concept and objectives of banking supervision, in order to clearly define the basic concept of supervision. Since commercial banks are the most active in our country, the discussion on supervision is mainly focused on the supervision of commercial banks. Secondly, this paper introduces the regulatory framework of several countries with different characteristics and mature experience in banking supervision, and compares the regulatory models of these countries. At the same time, the paper introduces the current situation of banking supervision in China, and analyzes the present situation in this paper. Finally, the author puts forward his own problems and analyzes the problems, and puts forward his own suggestions according to the analysis. Based on the analysis of the existing regulatory laws, and drawing lessons from the United States, the United Kingdom, Japan and other developed countries, regulatory concepts, regulatory models, Some suggestions are put forward to the existing regulatory laws of our country: first, to strengthen the supervision of commercial banks at the macro level, and on the other hand, to constantly improve the internal controls of commercial banks. Strengthen the supervision of commercial banks and control risks from internal and external aspects.
【学位授予单位】：北京交通大学
【学位级别】：硕士
【学位授予年份】：2008
【分类号】：F832.1
【引证文献】
相关硕士学位论文 前1条
1 叶小帅;中国银行业监管问题研究[D];中共中央党校;2010年
，本文编号：2272862
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