江苏银行操作风险管理研究
发布时间：2018-10-24 12:46
【摘要】：摘要：市场风险、信用风险和操作风险,是商业银行运营过程中所面临的最重要的三大类风险。近年来,在金融全球化、金融产品日益创新和金融管制逐步放松等因素的影响下,国内外商业银行由于操作风险导致的巨额损失事件频频发生,给商业银行的稳健经营带来了严重的负面影响,操作风险日渐成为国内外商业银行风险防范的重点,同时也给商业银行操作风险的管理带来了严峻的挑战。因此对商业银行操作风险管理进行研究具有重要的现实意义。 江苏银行成立时间较晚,受现代化商业银行经营方式的影响,在操作风险控制和防范方面制定了一系列的规章制度,并且采取了各种措施,由此也取得了一定的成绩,但是由于对操作风险还缺乏整体认识,仍然存在一些操作风险隐患。本文以江苏银行操作风险管理为主要研究内容,首先,在查阅大量文献基础上,阐述了操作风险相关概念和理论,还着重分析了国外商业银行操作风险管理实践及经验；其次,剖析了江苏银行操作风险管理现状、存在的问题及成因；最后,针对江苏银行操作风险管理存在的问题提出了一些相关的改进对策和建议。希望通过本文的研究,对提高江苏银行操作风险管理水平做出有益的参考。图11幅,表1个,参考文献58篇。
[Abstract]:Absrtact: market risk, credit risk and operational risk are the most important three kinds of risks faced by commercial banks. In recent years, under the influence of the financial globalization, the increasingly innovative financial products and the gradual relaxation of financial regulation, the huge losses caused by the operational risks of commercial banks at home and abroad have occurred frequently. It has brought serious negative impact to the steady operation of commercial banks, and the operational risk has become the key point of risk prevention in domestic and foreign commercial banks. At the same time, it has also brought severe challenges to the management of operational risks of commercial banks. Therefore, the study of operational risk management of commercial banks has important practical significance. Due to the influence of modern commercial banks' management mode, Jiangsu Bank has formulated a series of rules and regulations on operational risk control and prevention, and has taken various measures, which have made certain achievements. However, due to the lack of overall understanding of operational risk, there are still some hidden risks. In this paper, Jiangsu Bank operational risk management as the main research content, first, on the basis of consulting a large number of literature, elaborated the operational risk related concepts and theories, but also focused on the analysis of foreign commercial banks operational risk management practice and experience; secondly, This paper analyzes the present situation, existing problems and causes of operational risk management of Jiangsu Bank, and finally, puts forward some relevant countermeasures and suggestions for the problems existing in operational risk management of Jiangsu Bank. Through this study, I hope to improve the operational risk management level of Jiangsu Bank to make a useful reference. 11 figures, 1 table, 58 references.
【学位授予单位】：中南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33
本文编号：2291462
[Abstract]:Absrtact: market risk, credit risk and operational risk are the most important three kinds of risks faced by commercial banks. In recent years, under the influence of the financial globalization, the increasingly innovative financial products and the gradual relaxation of financial regulation, the huge losses caused by the operational risks of commercial banks at home and abroad have occurred frequently. It has brought serious negative impact to the steady operation of commercial banks, and the operational risk has become the key point of risk prevention in domestic and foreign commercial banks. At the same time, it has also brought severe challenges to the management of operational risks of commercial banks. Therefore, the study of operational risk management of commercial banks has important practical significance. Due to the influence of modern commercial banks' management mode, Jiangsu Bank has formulated a series of rules and regulations on operational risk control and prevention, and has taken various measures, which have made certain achievements. However, due to the lack of overall understanding of operational risk, there are still some hidden risks. In this paper, Jiangsu Bank operational risk management as the main research content, first, on the basis of consulting a large number of literature, elaborated the operational risk related concepts and theories, but also focused on the analysis of foreign commercial banks operational risk management practice and experience; secondly, This paper analyzes the present situation, existing problems and causes of operational risk management of Jiangsu Bank, and finally, puts forward some relevant countermeasures and suggestions for the problems existing in operational risk management of Jiangsu Bank. Through this study, I hope to improve the operational risk management level of Jiangsu Bank to make a useful reference. 11 figures, 1 table, 58 references.
【学位授予单位】：中南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33
【参考文献】
相关期刊论文 前4条
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2 葛兆强;;操作风险管理体制:框架与建构[J];金融发展研究;2008年10期
3 费伦苏;;商业银行操作风险成因的委托代理理论解释[J];金融发展研究;2008年10期
4 曹艳;王小文;;国内商业银行操作风险管理研究[J];上海金融;2007年07期
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