我国村镇银行开展小额信贷业务研究
发布时间：2018-11-06 19:18
【摘要】：正 我国村镇银行创始于2007年,其市场定位是服务三农,以此推动农村经济的发展,同时对于商业银行来说,是其转变发展方式、调整业务结构的重要战略行动。截至2009年末,中国银监会已核准开业172家新型农村金融机构,其中村镇银行148家,贷款公司8家,农村资金互助社16家,吸收股金共计70亿元,吸收存款269亿元,贷款余额已达181亿元。其中农户贷款达5.1万户,贷款余额65.5亿元;小企业贷款5000万户,贷款余额
[Abstract]:The village bank of our country was founded in 2007, its market position is to serve agriculture, rural areas and farmers in order to promote the development of rural economy. At the same time, for commercial banks, it is an important strategic action to change the mode of development and adjust the business structure. By the end of 2009, the CBRC had approved the opening of 172 new rural financial institutions, of which 148 were village and town banks, 8 were loan companies, and 16 were rural capital credit unions, with a total of 7 billion yuan in equity and 26.9 billion yuan in deposits. The balance of the loan has reached 18.1 billion yuan. Of these, 51000 were loans from peasant households, with a balance of 6.55 billion yuan; and 50 million loans from small enterprises, with loan balances of 6.55 billion yuan.
【作者单位】： 中央财经大学MBA中心;陕西省咸阳市农村信用合作联社;
【分类号】：F832.4
[Abstract]:The village bank of our country was founded in 2007, its market position is to serve agriculture, rural areas and farmers in order to promote the development of rural economy. At the same time, for commercial banks, it is an important strategic action to change the mode of development and adjust the business structure. By the end of 2009, the CBRC had approved the opening of 172 new rural financial institutions, of which 148 were village and town banks, 8 were loan companies, and 16 were rural capital credit unions, with a total of 7 billion yuan in equity and 26.9 billion yuan in deposits. The balance of the loan has reached 18.1 billion yuan. Of these, 51000 were loans from peasant households, with a balance of 6.55 billion yuan; and 50 million loans from small enterprises, with loan balances of 6.55 billion yuan.
【作者单位】： 中央财经大学MBA中心;陕西省咸阳市农村信用合作联社;
【分类号】：F832.4
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