中国问题银行市场退出的法律支持制度建构研究

发布时间：2018-11-18 15:16

【摘要】：理论界、立法及监管层面目前已就在《企业破产法》之外专门制定《商业银行破产法》达成共识,正抓紧研究起草问题银行破产法律规则。现存文献还没有就问题银行破产中的法律问题进行系统、专业的研究,在问题银行破产中,银行、存款人等利益相关者的利益难以得到有效保护。由于商业银行的特殊性以及商业银行在国民经济中的特殊地位,商业银行的市场退出不同于普通企业,为稳定金融秩序乃至社会秩序,问题银行市场退出的实施,客观上要求有专门的、完整的、系统的法律制度作为支撑。针对我国相关法律制度中存在的问题,就中国市场退出法律框架的建构提出了相应的政策建议。
[Abstract]:In the theoretical circle, legislation and supervision have reached a consensus on the special formulation of "Commercial Bank bankruptcy Law" in addition to the "Enterprise bankruptcy Law", and they are now studying and drafting the bankruptcy laws and regulations of the banks concerned. There is no systematic and professional research on the legal problems in the bankruptcy of the problem banks. In the bankruptcy of the problem banks, the interests of the stakeholders such as banks and depositors are difficult to be effectively protected. Due to the particularity of commercial banks and the special position of commercial banks in the national economy, the market withdrawal of commercial banks is different from that of ordinary enterprises. In order to stabilize the financial order and even the social order, the implementation of market withdrawal of problem banks. Objectively, there is a need for a specialized, complete, systematic legal system as the support. In view of the problems existing in the relevant legal system of our country, this paper puts forward the corresponding policy suggestions on the construction of the legal framework of the withdrawal of the Chinese market.
【作者单位】：山东经济学院财政金融学院;山东经济学院法学院;
【基金】：山东省软科学项目“山东半岛蓝色经济区循环经济与环境保护研究”(项目编号:2010RKGA1012) 教育部人文社科项目“产品内国际分工下贸易利益测算方法研究及我国贸易利益测算(项目编号:10YJA790155)
【分类号】：D922.281;F832.1

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