四川创业融资担保有限公司担保业务风险控制研究
发布时间：2018-11-27 14:36
【摘要】：本文通过对四川创业融资担保有限公司的深入分析，，研究了民营融资担保公司在经营过程中所面临的主要风险，通过对此类公司内外部环境的分析，了解业务风险的来源，以其中的几项主要的风险为例进行深入的分析，得到应对此类风险的控制方法。 在分析过程中，运用PEST和SWOT经济学分析方法，对四川创业融资担保有限公司的内外部环境进行了深入的分析，阐述了对融资担保业务风险控制策略和方法。 全文总共分五个部分，第一部分对融资担保公司业务风险控制研究的现状及研究意义做了简要概述；第二部分主要介绍了融资担保业务风险的理论知识；第三部介绍了四川创业融资公司的总体情况；第四部分对融资担保公司的内外部风险进行了分析；第五部分主要针对融资担保公司担保业务的风险提出了实质性的应对策略，并举例进行了简要分析。 得到的主要结论有：1、注重人员品德与业务素质的培养，建立健全有序的操作规程；2、完善内部风控管理制度和运行机制，进行有效地检查、考核和监督；3、加强对公司保后应收账款的管理，以及与金融机构间的互信合作关系；4建立企业信息资料库和可融资投资的项目数据库等。
[Abstract]:Based on the in-depth analysis of Sichuan Venture financing guarantee Co., Ltd, this paper studies the main risks faced by private financing guarantee companies in the process of operation, and through the analysis of the internal and external environment of such companies, to understand the source of business risks. Taking some main risks as examples, the control methods to deal with these risks are obtained. In the process of analysis, using the methods of PEST and SWOT economics analysis, this paper makes a deep analysis on the internal and external environment of Sichuan Venture financing guarantee Co., Ltd., and expounds the strategy and method of controlling the risk of financing guarantee business. The first part gives a brief overview of the current situation and significance of the research on the risk control of financing guarantee company, the second part mainly introduces the theoretical knowledge of the risk of financing guarantee business. The third part introduces the general situation of Sichuan venture capital company, the fourth part analyzes the internal and external risks of financing guarantee company. The fifth part mainly puts forward the substantive countermeasures against the risk of the guarantee business of the financing guarantee company, and gives a brief analysis of the examples. The main conclusions are as follows: (1) pay attention to the cultivation of personnel's moral character and professional quality, establish a sound and orderly operation rules, and (2) perfect the internal wind control management system and operation mechanism, and carry on effective inspection, examination and supervision; (3) strengthening the management of the accounts receivable after the guarantee of the company and the mutual trust and cooperation relationship with the financial institutions, and establishing the enterprise information database and the project database for financing and investment, etc.
【学位授予单位】：南华大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F272.3;F832.39
本文编号：2361138
[Abstract]:Based on the in-depth analysis of Sichuan Venture financing guarantee Co., Ltd, this paper studies the main risks faced by private financing guarantee companies in the process of operation, and through the analysis of the internal and external environment of such companies, to understand the source of business risks. Taking some main risks as examples, the control methods to deal with these risks are obtained. In the process of analysis, using the methods of PEST and SWOT economics analysis, this paper makes a deep analysis on the internal and external environment of Sichuan Venture financing guarantee Co., Ltd., and expounds the strategy and method of controlling the risk of financing guarantee business. The first part gives a brief overview of the current situation and significance of the research on the risk control of financing guarantee company, the second part mainly introduces the theoretical knowledge of the risk of financing guarantee business. The third part introduces the general situation of Sichuan venture capital company, the fourth part analyzes the internal and external risks of financing guarantee company. The fifth part mainly puts forward the substantive countermeasures against the risk of the guarantee business of the financing guarantee company, and gives a brief analysis of the examples. The main conclusions are as follows: (1) pay attention to the cultivation of personnel's moral character and professional quality, establish a sound and orderly operation rules, and (2) perfect the internal wind control management system and operation mechanism, and carry on effective inspection, examination and supervision; (3) strengthening the management of the accounts receivable after the guarantee of the company and the mutual trust and cooperation relationship with the financial institutions, and establishing the enterprise information database and the project database for financing and investment, etc.
【学位授予单位】：南华大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F272.3;F832.39
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本文编号：2361138
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