农户参与农产品物流金融的模式研究

发布时间：2018-12-12 08:42

【摘要】：我国是一个农业大国,"三农"问题一直都受到政府和学术界的高度重视,但资金盘活与农产品销路问题一直都是发展农村经济的瓶颈所在。而物流金融作为一项具有创新性的物流增值服务和金融拓展服务,为解决这些问题提供了新的途径。农户参与农产品物流金融是一个全新的理念,它打破了传统上将物流金融服务目标仅仅锁定为中小企业的观念,不仅为农户融资和农产品销售提供支持,而且为农产品第三方物流企业和银行提供新的利润增长点。同时,政府可通过对农户参与农产品物流金融提供一定的利息补贴,打破原有直接补贴的单一模式,实现直接补贴与间接补贴的协同发展,是一项符合国家惠农政策、具有较好社会效益的新业务,有助于解决生产规模小、资金需求量不大、单户分散经营的中国式农村经济生产方式的农户资金短缺问题,扩大农业生产。
[Abstract]:Our country is a big agricultural country, the problem of "agriculture, countryside and farmers" has always been attached great importance by the government and academic circles, but the problem of fund invigorating and selling of agricultural products has always been the bottleneck of the development of rural economy. As an innovative value-added logistics service and financial expansion service, logistics finance provides a new way to solve these problems. Farmers' participation in agricultural logistics finance is a new concept. It breaks the traditional concept that logistics financial service is only targeted at small and medium-sized enterprises, and not only provides support for farmers' financing and agricultural product sales, And for agricultural products third-party logistics enterprises and banks to provide new profit growth. At the same time, the government can provide certain interest subsidies to farmers to participate in agricultural logistics finance, break the single mode of direct subsidies, and realize the coordinated development of direct subsidies and indirect subsidies, which is in line with the national agricultural policy. The new business, which has better social benefits, is helpful to solve the problems of small scale of production, small demand for funds, shortage of funds for Chinese rural economic production mode with single household and scattered management, and expand agricultural production.
【作者单位】：江西财经大学产业集群与企业发展研究中心、工商管理学院;
【基金】：江西省社会科学“十二五”规划重点项目“基于集成视角的农产品物流协同管理模式构建与策略研究——以江西省为例”(项目编号:11GL01)的部分研究成果
【分类号】：F832;F323.7;F252

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