国内商业银行汽车行业供应链金融服务研究
发布时间：2018-12-31 21:55
【摘要】：现如今,产业经济的发展已经从企业与企业间的竞争转变为行业供应链与供应链的竞争。传统的融资方式受到的制约较多,为了确保资金流命脉的畅通,因此必须探索新的融资模式。而商业银行则成为了供应链金融服务中的重要节点,并积极的参与到供应链金融服务中来,为供应链节点企业提供融资支持,这已成为商业银行未来信用业务的发展趋势。随着国内银行对供应链金融的研究的不断升温,供应链金融理念和实践中的亮点和关注度也明显提高,本文在传统意义上对供应链金融的研究主要集中在理论层面,即如何提高供应链的运行效率、降低供应链的管理成本及解决中小企业融资难问题上。侧重站在国内商业银行角度,通过实际案例,对国内商业银行开展供应链金融所具备的基本条件进行了研究,将供应链理论运用到现实工作中,为国内商业银行开展供应链金融提供了可操作性的指导,更具有现实意义。主要以交通银行、深发展银行为汽车行业供应链金融服务的深入分析为例,指出了国内商业银行当前开展汽车行业供应链金融存在的主要问题所在。从而将供应链金融理论运用到国内商业银行开展的对汽车行业供应链金融服务中,并提出了解决问题的办法。在阐述我国汽车行业供应链现状的基础上,探讨供应链融资模式,为汽车行业各企业成功融资提供参考。
[Abstract]:Nowadays, the development of industrial economy has changed from the competition between enterprises to the competition between industry supply chains and supply chains. There are many restrictions on the traditional financing methods. In order to ensure the smooth flow of funds, it is necessary to explore a new financing model. The commercial banks have become an important node in the supply chain financial services, and actively participate in the supply chain financial services to provide financing support for the supply chain node enterprises, which has become the development trend of the future credit business of commercial banks. With the increasing of domestic banks' research on supply chain finance, the bright spot and attention in supply chain finance concept and practice have been improved obviously. In the traditional sense, the research on supply chain finance is mainly focused on the theoretical level. That is, how to improve the operation efficiency of supply chain, reduce the cost of supply chain management and solve the financing problem of small and medium-sized enterprises. From the point of view of domestic commercial banks, this paper studies the basic conditions for domestic commercial banks to carry out supply chain finance through practical cases, and applies supply chain theory to practical work. It provides practical guidance for domestic commercial banks to carry out supply chain finance. Taking Bank of Communications and Shenzhen Development Bank as an example, this paper points out the main problems of domestic commercial banks in developing supply chain finance in automobile industry. The theory of supply chain finance is applied to the supply chain financial service of automobile industry carried out by domestic commercial banks, and the solutions to the problems are put forward. On the basis of expounding the present situation of supply chain of automobile industry in China, this paper probes into the financing mode of supply chain, and provides references for the successful financing of various enterprises in automobile industry.
【学位授予单位】：北京交通大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F274;F426.471;F832.4
本文编号：2397160
[Abstract]:Nowadays, the development of industrial economy has changed from the competition between enterprises to the competition between industry supply chains and supply chains. There are many restrictions on the traditional financing methods. In order to ensure the smooth flow of funds, it is necessary to explore a new financing model. The commercial banks have become an important node in the supply chain financial services, and actively participate in the supply chain financial services to provide financing support for the supply chain node enterprises, which has become the development trend of the future credit business of commercial banks. With the increasing of domestic banks' research on supply chain finance, the bright spot and attention in supply chain finance concept and practice have been improved obviously. In the traditional sense, the research on supply chain finance is mainly focused on the theoretical level. That is, how to improve the operation efficiency of supply chain, reduce the cost of supply chain management and solve the financing problem of small and medium-sized enterprises. From the point of view of domestic commercial banks, this paper studies the basic conditions for domestic commercial banks to carry out supply chain finance through practical cases, and applies supply chain theory to practical work. It provides practical guidance for domestic commercial banks to carry out supply chain finance. Taking Bank of Communications and Shenzhen Development Bank as an example, this paper points out the main problems of domestic commercial banks in developing supply chain finance in automobile industry. The theory of supply chain finance is applied to the supply chain financial service of automobile industry carried out by domestic commercial banks, and the solutions to the problems are put forward. On the basis of expounding the present situation of supply chain of automobile industry in China, this paper probes into the financing mode of supply chain, and provides references for the successful financing of various enterprises in automobile industry.
【学位授予单位】：北京交通大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F274;F426.471;F832.4
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