DB再担保公司发展战略研究
发布时间：2019-01-27 08:05
【摘要】：DB再担保公司是全国第一家跨区域的再担保机构，是试点单位。成立五年来，该公司在经营方面面临着诸多困难，如担保机构合作意向不强烈、金融机构合作深度不够、政府对再担保的认识不足、中小企业对再担保机构缺乏了解等。 本文利用调查法，对该公司的自身状况、外部环境进行了详细分析，清晰地认识到了该公司的优势、劣势，以及它拥有的机会和面临的威胁。通过构建SWOT矩阵，并结合公司指导方针和发展模式等因素制定公司总体发展战略。根据循序渐进，逐步做大做强原则，将总体发展战略进行分解、细化。公司业务开展的指导方针应是政策性导向、市场化运作、公司化管理。公司的总体发展战略为：一是整合担保体系形成合力，，二是解决中小企业融资难问题，三是收益覆盖风险、国有资产保值增值。总体发展战略分解、细化为：一是开展证券市场融资项目担保业务，二是发展中小企业再担保业务，三是涉足单笔较大项目的担保业务，四是因地制宜创新业务品种和合作模式，五是拓展与银行等金融机构的合作，六是争取政府的扶持和监督、考核管理。为保证细化的公司发展战略得以实现，结合该公司的自身特点和所处外部环境，统筹规划，制定相应的战略发展实施措施和保障，例如：如何建立完善再担保业务体系，怎样积极拓展与银行的合作和争取各级政府的政策扶持等。 通过研究，本文将帮助该公司指明发展道路，理清与各方的关系，挖掘自身潜力，最终达到促进再担保业务快速发展的目的；并推动构建我国再担保理论基础，促进信用担保理论的发展。
[Abstract]:DB re-guarantee company is the first cross-regional re-guarantee agency, is a pilot unit. Since its establishment five years ago, the company has faced many difficulties in management, such as the lack of strong cooperation intention of guarantee agencies, the lack of depth of cooperation between financial institutions, the lack of understanding of re-guarantee by the government, the lack of understanding of re-guarantee institutions by small and medium-sized enterprises, and so on. In this paper, the author makes a detailed analysis of the company's own situation and external environment by using the method of investigation, and clearly recognizes the company's strengths, weaknesses, opportunities and threats it faces. The overall development strategy of the company is formulated by constructing the SWOT matrix and combining the company guidelines and development models. According to the principle of gradual progress, gradually bigger and stronger, the overall development strategy will be decomposed and refined. The company's business guidelines should be policy-oriented, market-oriented, corporate management. The overall development strategy of the company is as follows: one is to integrate the guarantee system to form a resultant force, the other is to solve the financing difficulties of small and medium-sized enterprises, and the third is to cover the risk of income and maintain and increase the value of state-owned assets. The overall development strategy is broken down into: first, to develop the securities market financing project guarantee business; second, to develop the small and medium-sized enterprises' reguarantee business; and third, to set foot in the guarantee business of a single larger project. Fourth, innovative business varieties and cooperation models according to local conditions; fifth, expanding cooperation with banks and other financial institutions; and sixthly, striving for the support and supervision of the government, assessment and management. In order to ensure that the detailed development strategy of the company can be realized, combined with the company's own characteristics and external environment, the overall planning to formulate the corresponding strategic development implementation measures and guarantees, such as: how to establish and improve the re-guarantee business system, How to actively expand cooperation with banks and win over all levels of government policy support. Through the research, this paper will help the company to show the way of development, clear the relationship with the parties, tap their potential, and finally achieve the purpose of promoting the rapid development of re-guarantee business; And promote the construction of the theoretical basis of reguarantee, and promote the development of credit guarantee theory.
【学位授予单位】：哈尔滨理工大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F272;F832.39
本文编号：2416074
[Abstract]:DB re-guarantee company is the first cross-regional re-guarantee agency, is a pilot unit. Since its establishment five years ago, the company has faced many difficulties in management, such as the lack of strong cooperation intention of guarantee agencies, the lack of depth of cooperation between financial institutions, the lack of understanding of re-guarantee by the government, the lack of understanding of re-guarantee institutions by small and medium-sized enterprises, and so on. In this paper, the author makes a detailed analysis of the company's own situation and external environment by using the method of investigation, and clearly recognizes the company's strengths, weaknesses, opportunities and threats it faces. The overall development strategy of the company is formulated by constructing the SWOT matrix and combining the company guidelines and development models. According to the principle of gradual progress, gradually bigger and stronger, the overall development strategy will be decomposed and refined. The company's business guidelines should be policy-oriented, market-oriented, corporate management. The overall development strategy of the company is as follows: one is to integrate the guarantee system to form a resultant force, the other is to solve the financing difficulties of small and medium-sized enterprises, and the third is to cover the risk of income and maintain and increase the value of state-owned assets. The overall development strategy is broken down into: first, to develop the securities market financing project guarantee business; second, to develop the small and medium-sized enterprises' reguarantee business; and third, to set foot in the guarantee business of a single larger project. Fourth, innovative business varieties and cooperation models according to local conditions; fifth, expanding cooperation with banks and other financial institutions; and sixthly, striving for the support and supervision of the government, assessment and management. In order to ensure that the detailed development strategy of the company can be realized, combined with the company's own characteristics and external environment, the overall planning to formulate the corresponding strategic development implementation measures and guarantees, such as: how to establish and improve the re-guarantee business system, How to actively expand cooperation with banks and win over all levels of government policy support. Through the research, this paper will help the company to show the way of development, clear the relationship with the parties, tap their potential, and finally achieve the purpose of promoting the rapid development of re-guarantee business; And promote the construction of the theoretical basis of reguarantee, and promote the development of credit guarantee theory.
【学位授予单位】：哈尔滨理工大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F272;F832.39
【引证文献】
相关硕士学位论文 前2条
1 董广庆;山东再担保集团发展战略研究[D];山东大学;2015年
2 李晓杰;山西省国有再担保机构发展问题研究[D];山西财经大学;2015年
本文编号：2416074
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