县域金融:数量不是问题,服务下沉是关键
发布时间：2019-02-15 04:00
【摘要】：从十几年前的国有金融机构的大规模撤离,到如今各种新型农村金融机构的风起云涌以及大型商业银行对县域经济及县域金融的重新重视,这一"撤"到一"进",反映的不仅是机构布局的变化,更多的是对县域经济、县域金融生态环境良好发展的期待。但是机构的进入并不意味着服务的必然增强,很多商业银行还抱着"先圈地"的态度,服务并没有下沉。对于金融机构来说,重返县域不只是增添多少个机构的问题,如何真正做好服务的下沉才是关键。本期一线话题邀请人民银行宜兴市支行行长黄亚伟、人民银行双流县支行行长程瑜、北京大学中国金融研究中心秘书长王曙光、中国社科院农村发展研究所冯兴元教授就当前金融机构重返县域现象进行分析和点评。
[Abstract]:From the large-scale withdrawal of state-owned financial institutions more than a decade ago to the upsurge of various new types of rural financial institutions and the renewed importance that large commercial banks attach to the county economy and county finance, this "withdrawal" to "advance" It reflects not only the change of organization layout, but also the expectation of good development of county economy and county financial ecological environment. However, the entry of institutions does not mean the inevitable enhancement of services. Many commercial banks still hold the attitude of "land first", and the service does not sink. For financial institutions, returning to the county is not just a matter of how many institutions are added. In this issue, we invite Huang Yawei, governor of the Yixing Branch of the people's Bank of China; Cheng Yu, president of the Shuangliu County Branch of the people's Bank of China; Wang Shuguang, secretary general of the China Financial Research Center of Peking University. Professor Feng Xingyuan, Institute of Rural Development of the Chinese Academy of Social Sciences, analyzes and comments on the return of financial institutions to the county.
【分类号】：F832.3
[Abstract]:From the large-scale withdrawal of state-owned financial institutions more than a decade ago to the upsurge of various new types of rural financial institutions and the renewed importance that large commercial banks attach to the county economy and county finance, this "withdrawal" to "advance" It reflects not only the change of organization layout, but also the expectation of good development of county economy and county financial ecological environment. However, the entry of institutions does not mean the inevitable enhancement of services. Many commercial banks still hold the attitude of "land first", and the service does not sink. For financial institutions, returning to the county is not just a matter of how many institutions are added. In this issue, we invite Huang Yawei, governor of the Yixing Branch of the people's Bank of China; Cheng Yu, president of the Shuangliu County Branch of the people's Bank of China; Wang Shuguang, secretary general of the China Financial Research Center of Peking University. Professor Feng Xingyuan, Institute of Rural Development of the Chinese Academy of Social Sciences, analyzes and comments on the return of financial institutions to the county.
【分类号】：F832.3
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