N中支金融稳定性现场评估问题研究
发布时间：2019-04-30 18:05
【摘要】：随着金融的不断深化和发展,金融稳定显得越来越重要。金融不稳定的影响和危害远远超出了金融领域,事关政治、经济和社会稳定。采取现场和非现场等方式,对金融的稳定性进行评估,是正确判断金融金融风险,有效维护金融稳定的重要基础工作。 相对于非现场评估方式,现场评估有着其独特的优势,能有效弥补非现场评估的不足,提高金融稳定评估结论的深度和广度。但无论是N中支还是其他分支机构,在如何开展好金融稳定现场评估工作上还处于探索阶段,既缺乏理论上的系统研究,也缺乏实践上的总结与思考。本文对N中支稳定性现场评估现状、存在问题和解决路径的研究将提供有一定价值的样本参考,为进一步的理论研究奠定基础,同时对于N中支提高金融稳定性现场评估专业化水平、充分发挥其在防范和化解地方系统性金融风险中的作用有着重要的现实意义,也为其他分支机构提供有益借鉴。 本文站在N中支的角度,从履行法定职责出发,在研究分析现状和存在问题的基础上,以改进和完善其金融稳定性现场评估方法体系为重点,系统全面研究N中支如何提高现场评估工作质量和效果等问题,全文共分五部分： 第一部分为绪论部分,说明选题的背景和意义,综述国内外相关研究进展情况,介绍本文的研究思路、主要内容框架、研究方法,以及存在的创新和不足。第二部分分析了金融稳定性现场评估和非现场评估的相互关系,突出现场评估在维护金融稳定框架中的重要作用,并从多个方面分析现场评估和非现场评估的不同特征。第三部分分析N中支金融稳定性现场评估的现状,重点分析其现有现场评估的措施及具体做法,总结近几年开展现场评估以来发现的需要密切关注的重点金融风险隐患。第四部分从结构、流程、内容、方法等方面,查找N中支在金融稳定性现场评估中存在的主要问题,逐项分析问题存在的原因。第五部分探讨N中支如何改进和完善金融稳定性现场评估工作,提出具体的思路和措施。
[Abstract]:With the deepening and development of finance, financial stability is becoming more and more important. The impact and harm of financial instability goes far beyond the financial field and concerns political, economic and social stability. The evaluation of financial stability by on-site and off-site methods is an important basic work for correctly judging financial risks and effectively maintaining financial stability. Compared with the off-site evaluation mode, on-site assessment has its unique advantages, which can effectively compensate for the shortcomings of off-site assessment and improve the depth and breadth of financial stability assessment conclusions. However, no matter whether it is the middle branch of N or other branches, it is still in the exploration stage on how to carry out the on-the-spot evaluation of financial stability, which lacks both the systematic research in theory and the summary and thinking in practice. In this paper, the status quo of the on-site evaluation of the stability of the branches in N, the existing problems and the solution path will provide a valuable sample reference, which will lay the foundation for further theoretical research. At the same time, it is of great practical significance to improve the specialization level of on-the-spot evaluation of financial stability of N-branch and give full play to its role in preventing and resolving the local systemic financial risk, and also provides useful reference for other branches. On the basis of studying and analyzing the present situation and existing problems, this paper focuses on the improvement and perfection of its on-the-spot evaluation system of financial stability, from the perspective of N-branch, from the point of view of fulfilling the statutory duties and analyzing the present situation and existing problems. The paper is divided into five parts: the first part is the introduction part, which explains the background and significance of the topic selection, and summarizes the related research progress at home and abroad. This paper introduces the research ideas, main content framework, research methods, as well as the existence of innovation and shortcomings. The second part analyzes the relationship between on-site assessment and off-site assessment, highlights the important role of on-the-spot assessment in maintaining the framework of financial stability, and analyzes the different characteristics of on-site assessment and off-site assessment from many aspects. The third part analyzes the current situation of the on-the-spot evaluation of the financial stability of the N-branch, focuses on the existing measures and specific measures of the on-site evaluation, and summarizes the key financial risks and hidden dangers that need to be paid close attention to since the on-site evaluation was carried out in recent years. In the fourth part, from the aspects of structure, process, content, method and so on, we find out the main problems existing in the on-the-spot evaluation of the financial stability of N-branches, and analyze the reasons of the problems one by one. The fifth part discusses how to improve and perfect the on-the-spot evaluation of financial stability, and puts forward concrete ideas and measures.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.3;F830.42
本文编号：2468924
[Abstract]:With the deepening and development of finance, financial stability is becoming more and more important. The impact and harm of financial instability goes far beyond the financial field and concerns political, economic and social stability. The evaluation of financial stability by on-site and off-site methods is an important basic work for correctly judging financial risks and effectively maintaining financial stability. Compared with the off-site evaluation mode, on-site assessment has its unique advantages, which can effectively compensate for the shortcomings of off-site assessment and improve the depth and breadth of financial stability assessment conclusions. However, no matter whether it is the middle branch of N or other branches, it is still in the exploration stage on how to carry out the on-the-spot evaluation of financial stability, which lacks both the systematic research in theory and the summary and thinking in practice. In this paper, the status quo of the on-site evaluation of the stability of the branches in N, the existing problems and the solution path will provide a valuable sample reference, which will lay the foundation for further theoretical research. At the same time, it is of great practical significance to improve the specialization level of on-the-spot evaluation of financial stability of N-branch and give full play to its role in preventing and resolving the local systemic financial risk, and also provides useful reference for other branches. On the basis of studying and analyzing the present situation and existing problems, this paper focuses on the improvement and perfection of its on-the-spot evaluation system of financial stability, from the perspective of N-branch, from the point of view of fulfilling the statutory duties and analyzing the present situation and existing problems. The paper is divided into five parts: the first part is the introduction part, which explains the background and significance of the topic selection, and summarizes the related research progress at home and abroad. This paper introduces the research ideas, main content framework, research methods, as well as the existence of innovation and shortcomings. The second part analyzes the relationship between on-site assessment and off-site assessment, highlights the important role of on-the-spot assessment in maintaining the framework of financial stability, and analyzes the different characteristics of on-site assessment and off-site assessment from many aspects. The third part analyzes the current situation of the on-the-spot evaluation of the financial stability of the N-branch, focuses on the existing measures and specific measures of the on-site evaluation, and summarizes the key financial risks and hidden dangers that need to be paid close attention to since the on-site evaluation was carried out in recent years. In the fourth part, from the aspects of structure, process, content, method and so on, we find out the main problems existing in the on-the-spot evaluation of the financial stability of N-branches, and analyze the reasons of the problems one by one. The fifth part discusses how to improve and perfect the on-the-spot evaluation of financial stability, and puts forward concrete ideas and measures.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.3;F830.42
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