人民币跨境结算的影响因素研究
发布时间：2019-07-02 17:47
【摘要】：在我国经济飞速发展并且参与世界经济合作的程度逐渐加强的形式下,人民币逐渐成为国内外关注的焦点,对“人民币国际化”的呼声越来越强烈。伴随着金融危机的全面爆发,国际货币体系的缺陷逐渐暴露,人民币国际化逐渐成为热议的焦点。实行人民币跨境结算有助于我国与其他国家的经济合作,可以减少对外贸易企业的货币兑换成本和风险,对我国经济的长期发展有十分重要的推动作用。 要想实现人民币国际化,首先要实现人民币跨境结算。大力推进人民币跨境结算是我国坚定不移的政策方针,如果不这样,不足以确立我国在国际上的经济地位。自人民币跨境结算试点以来,一系列推动人民币跨境结算的政策措施不断出台,有力的推动了人民币跨境结算业务的发展。各商业银行受到利益驱动,纷纷走向国外,在世界各地扩展网点,各企业走出去的热情也日益高涨。在这种情况下人民币跨境结算业务自试点以来发展快速。但是基于目前国际金融市场上人民币的资金存量有限,境外客户接受人民币的意愿也不强,所以人民币跨境结算业务在发展的过程中也会遇到种种问题和困难。如何克服目前发展跨境贸易人民币结算业务中遇到的瓶颈,顺利度过瓶颈时期,是我们要解决的关键问题,也是人民币通向世界的关键。 论文综合阐述了国内外货币国际化的相关理论,首先阐述了人民币跨境结算的发展现状,从理论上对人民币跨境结算存在的问题进行总结：由于我国处于国际分工的低端,所以我国企业不具备结算货币的选择权；人民币境外流出的渠道狭窄、缺少人民币清算渠道、政府监管不完善。并搜集了大量数据,运用计量经济学的分析方法,对影响人民币跨境结算的因素进行实证分析,并对实证分析结果进行分析。最后针对推进人民币跨境结算业务的发展提出政策建议：完善人民币汇率形成机制,在进口贸易中主动使用人民币结算,加速实现人民币资本项目可自由兑换,加强人民币金融产品的自主定价权,拓宽境外人民币回流渠道。
[Abstract]:With the rapid development of China's economy and the gradual strengthening of its participation in world economic cooperation, RMB has gradually become the focus of attention at home and abroad, and the voice of "RMB internationalization" is becoming stronger and stronger. With the outbreak of the financial crisis, the defects of the international monetary system are gradually exposed, and the internationalization of RMB has gradually become the focus of hot discussion. The implementation of RMB cross-border settlement is helpful to the economic cooperation between China and other countries, can reduce the currency exchange cost and risk of foreign trade enterprises, and plays a very important role in promoting the long-term development of China's economy. In order to realize the internationalization of RMB, first of all, it is necessary to realize cross-border settlement of RMB. Vigorously promoting RMB cross-border settlement is an unswerving policy of our country, if not, it will not be enough to establish China's international economic status. Since the pilot of RMB cross-border settlement, a series of policies and measures to promote RMB cross-border settlement have been issued, which has effectively promoted the development of RMB cross-border settlement business. Driven by interests, commercial banks have gone abroad, expanding outlets all over the world, and the enthusiasm of enterprises to go out is also rising day by day. In this case, RMB cross-border settlement business has developed rapidly since the pilot. However, due to the limited capital stock of RMB in the international financial market and the weak willingness of overseas customers to accept RMB, RMB cross-border settlement business will also encounter various problems and difficulties in the process of development. How to overcome the bottleneck encountered in the development of cross-border trade RMB settlement business and get through the bottleneck period is not only the key problem to be solved, but also the key to the world. This paper comprehensively expounds the relevant theories of currency internationalization at home and abroad, first expounds the development status of RMB cross-border settlement, and theoretically summarizes the problems existing in RMB cross-border settlement: because China is at the low end of the international division of labor, Chinese enterprises do not have the right to choose settlement currency; the channels of RMB outflow from abroad are narrow, the RMB clearing channels are lack, and the government supervision is not perfect. A large number of data are collected, and the factors that affect the cross-border settlement of RMB are analyzed empirically by using econometric analysis methods, and the results of the empirical analysis are analyzed. Finally, some policy suggestions are put forward to promote the development of RMB cross-border settlement business: perfecting the RMB exchange rate formation mechanism, actively using RMB settlement in import trade, speeding up the realization of RMB capital account convertibility, strengthening the independent pricing power of RMB financial products, and widening the channels of RMB return abroad.
【学位授予单位】：哈尔滨商业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.63
[Abstract]:With the rapid development of China's economy and the gradual strengthening of its participation in world economic cooperation, RMB has gradually become the focus of attention at home and abroad, and the voice of "RMB internationalization" is becoming stronger and stronger. With the outbreak of the financial crisis, the defects of the international monetary system are gradually exposed, and the internationalization of RMB has gradually become the focus of hot discussion. The implementation of RMB cross-border settlement is helpful to the economic cooperation between China and other countries, can reduce the currency exchange cost and risk of foreign trade enterprises, and plays a very important role in promoting the long-term development of China's economy. In order to realize the internationalization of RMB, first of all, it is necessary to realize cross-border settlement of RMB. Vigorously promoting RMB cross-border settlement is an unswerving policy of our country, if not, it will not be enough to establish China's international economic status. Since the pilot of RMB cross-border settlement, a series of policies and measures to promote RMB cross-border settlement have been issued, which has effectively promoted the development of RMB cross-border settlement business. Driven by interests, commercial banks have gone abroad, expanding outlets all over the world, and the enthusiasm of enterprises to go out is also rising day by day. In this case, RMB cross-border settlement business has developed rapidly since the pilot. However, due to the limited capital stock of RMB in the international financial market and the weak willingness of overseas customers to accept RMB, RMB cross-border settlement business will also encounter various problems and difficulties in the process of development. How to overcome the bottleneck encountered in the development of cross-border trade RMB settlement business and get through the bottleneck period is not only the key problem to be solved, but also the key to the world. This paper comprehensively expounds the relevant theories of currency internationalization at home and abroad, first expounds the development status of RMB cross-border settlement, and theoretically summarizes the problems existing in RMB cross-border settlement: because China is at the low end of the international division of labor, Chinese enterprises do not have the right to choose settlement currency; the channels of RMB outflow from abroad are narrow, the RMB clearing channels are lack, and the government supervision is not perfect. A large number of data are collected, and the factors that affect the cross-border settlement of RMB are analyzed empirically by using econometric analysis methods, and the results of the empirical analysis are analyzed. Finally, some policy suggestions are put forward to promote the development of RMB cross-border settlement business: perfecting the RMB exchange rate formation mechanism, actively using RMB settlement in import trade, speeding up the realization of RMB capital account convertibility, strengthening the independent pricing power of RMB financial products, and widening the channels of RMB return abroad.
【学位授予单位】：哈尔滨商业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.63
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