后金融危机时代商业银行财务稳健性的思考

发布时间：2018-05-20 17:43

本文选题：商业银行 + 稳健经营　；参考：《中国商论》2016年36期

【摘要】：本文对商业银行稳健经营的定义进行了简略阐述,说明了稳健经营不仅强调安全经营、风险可控,还需要注重商业银行的收益最大化以及可持续发展。金融危机后,商业银行所处环境发生了改变,宏观审慎监管与微观审慎监管并重、资本质量得到更多的重视、宏观政策带来的潜在风险、中外资银行竞争日益激烈等状况都给商业银行稳健经营带来了一定压力,因此加强商业银行稳健经营十分必要和紧迫。
[Abstract]:In this paper, the definition of commercial bank's steady operation is briefly expounded, which shows that the sound management not only emphasizes the safe management, the risk is controllable, but also needs to pay attention to the maximization of the commercial bank's income and the sustainable development. After the financial crisis, the environment of commercial banks has changed. Both macro-prudential supervision and micro-prudential supervision have paid equal attention to the quality of capital. The increasingly fierce competition between Chinese and foreign banks has brought some pressure to the steady operation of commercial banks, so it is necessary and urgent to strengthen the steady operation of commercial banks.
【作者单位】：兰州交通大学经济管理学院;
【分类号】：F832.33;F830.42

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