中信银行长沙分行煤炭供应链金融风险管理研究

发布时间：2018-02-16 12:14

本文关键词： 中信银行煤炭供应链金融风险管理管理体系　出处：《湖南大学》2014年硕士论文　论文类型：学位论文

【摘要】：随着现代全球经济一体化的不断深入,企业之间的竞争已经从单纯的单体企业之间的竞争,逐渐演变成了为了供应商、生产商和零售商等构成的供应链之间的竞争。为了使整个供应链的竞争力得到极大的提升,需要在供应链中实现物流、信息流以及资金流的合理配置,“供应链金融”由此应运而生。随着金融进一步深化和利率市场化趋势的加快,大型企业集团通过发行债券拓宽融资渠道、降低融资成本的意愿大幅提高,中小型商业银行的议价能力将进一步降低。本文以中信银行长沙分行作为研究对象,通过分析其目前风险管理中存在的问题和成因,并借鉴国际先进的风险管理理论和成功实践经验,提出了中信银行长沙分行在煤炭供应链金融风险管理策略。论文首先对国内外有关供应链金融风险的研究进行了简要综述,认为中信银行长沙分行有必要加强供应链金融风险管理的研究。其次,分析了供应链金融风险管理的研究基础,包括供应链金融的定义和供应链风险的研究。然后,通过中信银行长沙分行发展历程和风险状况的考察,重点分析了当前中信银行长沙分行在煤炭供应链金融风险管理中存在的问题和成因。最后,为了解决这些问题,本文提出了相对的解决措施以求建立中信银行长沙分行煤炭供应链金融风险管理体系。借助供应链金融业务,商业银行能够以低风险的手段占领数量众多、融资需求巨大的中小企业市场,这对于银行拓宽客户范围、优化客户结构和提高综合收益具有重要意义。
[Abstract]:With the deepening of modern global economic integration, the competition among enterprises has gradually evolved from the competition among individual enterprises to that of suppliers. In order to improve the competitiveness of the whole supply chain, it is necessary to realize logistics in the supply chain. With the rational allocation of information flow and capital flow, "supply chain finance" emerges as the times require. With the further deepening of finance and the acceleration of interest rate marketization, large enterprise groups broaden their financing channels by issuing bonds. The willingness to reduce the cost of financing will be greatly increased, and the bargaining power of small and medium commercial banks will be further reduced. This paper takes Changsha Branch of CITIC Bank as the research object, analyzes the existing problems and causes of its risk management at present, and draws lessons from international advanced risk management theory and successful practice experience. This paper puts forward the financial risk management strategy of CITIC Bank Changsha Branch in coal supply chain. Firstly, this paper briefly summarizes the research on supply chain financial risk at home and abroad. It is necessary to strengthen the research of supply chain financial risk management in Changsha Branch of CITIC Bank. Secondly, the research foundation of supply chain financial risk management is analyzed, including the definition of supply chain finance and the study of supply chain risk. Based on the investigation of the development history and risk situation of Changsha Branch of CITIC Bank, this paper analyzes the problems and causes of Changsha Branch of CITIC Bank in the financial risk management of coal supply chain. Finally, in order to solve these problems, This paper puts forward relative measures to set up CITIC Bank Changsha Branch coal supply chain financial risk management system. With the aid of the supply chain financial business, commercial banks can occupy a large number of small and medium-sized enterprises with a large number of financing needs by means of low risk, which is of great significance for banks to broaden the scope of customers, optimize customer structure and increase comprehensive returns.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33;F832.2

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