基于第三方支付的供应链金融服务创新及其运作模式初探

发布时间：2018-04-01 05:36

本文选题：第三方支付　切入点：供应链金融　出处：《商业经济研究》2015年28期

【摘要】：为了增强中小企业融资能力,供应链金融的突破创新是其适应当今经济发展的必然要求。文章在传统供应链金融服务的基础上,将供应链金融拓展到第三方支付平台,从而实现新型创新模式整合。该模式不仅集新型支付技术和融资服务于一体,还可通过第三方支付平台协调金融机构与供应链上下游间的融资需求,从而实现数据和资金高效地流转。并能有效解决传统供应链模式中交易电子化不足的问题,提高中小企业融资筹资的效率,以实现多方共赢。
[Abstract]:In order to enhance the financing ability of small and medium-sized enterprises, the breakthrough and innovation of supply chain finance is the inevitable requirement of its adaptation to the current economic development.Based on the traditional supply chain financial service, this paper extends the supply chain finance to the third-party payment platform to realize the integration of the new innovation mode.This model not only integrates new payment technologies and financing services, but also coordinates the financing needs between financial institutions and upstream and downstream supply chains through third-party payment platforms, so as to realize the efficient flow of data and funds.It can effectively solve the problem of lack of electronic transaction in the traditional supply chain mode, and improve the efficiency of financing for small and medium-sized enterprises, so as to achieve a win-win situation.
【作者单位】：桂林理工大学管理学院;
【分类号】：F832.4;F274

【共引文献】