互联网背景下中小企业供应链金融及风险控制的案例研究

发布时间：2018-04-19 18:38

本文选题：中小企业融资 + 供应链金融　；参考：《广东财经大学》2017年硕士论文

【摘要】：随着中国金融市场的深入改革,金融服务也在不断创新优化,作为助力中小企业摆脱融资困境的新兴融资途径,供应链金融模式同样紧跟发展推陈出新。在其与互联网金融的融合过程中,借由互联网技术为中小企业提供金融服务的深度与广度都在不断扩展。在供应链金融迅猛发展而中小企业融资问题日益凸显之际,有必要针对其成功案例进行深入研究,对其创新的运作流程进行梳理凝练,围绕案例的风险来源与控制进行重点讨论,通过分析案例的理论和现实成效,得出其对中小企业融资的积极作用以及改善我国中小企业融资环境的指导意义。本文主要运用的研究方法为文献分析法与案例分析法。首先在第一章梳理了中小企业融资与互联网金融发展的相关背景,对选题意义和国内外的相关研究成果进行简要介绍;然后在第二章回顾了供应链金融与互联网金融的发展历程以及二者的融合过程、互联网供应链金融的模式风险等相关内容,阐述了相关理论;其次在第三章分别对案例背景、企业概况和产品、成效进行阐述分析;第四章对案例风险的来源与控制体系从模式与财务角度做了具体分析并提出改进建议;在第五章总结案例模式,并与传统模式进行对比分析,继续深入挖掘案例启示,阐述其对改善我国中小企业融资现状的指导意义;最后在第六章进行论文总结,通过以上研究,得出核心企业依托产业商圈建立的互联网背景下的供应链金融模式拥有流程、风控、普惠程度等方面上的明显优势,将缓解中小企业融资困境的研究结论。
[Abstract]:With the deepening reform of China's financial market, financial services are constantly innovating and optimizing. As a new financing way to help small and medium-sized enterprises get rid of the financing predicament, the supply chain financial model is also closely following the development of innovation. In the process of its integration with Internet finance, the depth and breadth of providing financial services to SMEs by Internet technology are constantly expanding. With the rapid development of supply chain finance and the increasingly prominent financing problems of small and medium-sized enterprises, it is necessary to conduct in-depth research on its successful cases, and to comb and refine its innovative operation process. This paper focuses on the risk source and control of the case. By analyzing the theoretical and practical results of the case, the positive role of the case in the financing of SMEs and the guiding significance of improving the financing environment of the SMEs in China are obtained. The main research methods used in this paper are literature analysis and case analysis. The first chapter combs the background of SME financing and Internet finance development, and briefly introduces the significance of the topic and related research results at home and abroad. Then in the second chapter, we review the development of supply chain finance and Internet finance, and the fusion process of the two, the mode risk of Internet supply chain finance and other related content, elaborated the relevant theory; secondly, in the third chapter, respectively, the case background, The fourth chapter analyzes the source and control system of case risk from the angle of mode and finance and puts forward some suggestions for improvement. Chapter 5 summarizes the case model. And compared with the traditional model, continue to dig out the case enlightenment, expound its guiding significance to improve the financing status of small and medium-sized enterprises in our country. Finally, in the sixth chapter, the thesis summarizes, through the above research, The paper draws the conclusion that the core enterprises have obvious advantages in the aspects of flow, risk control, degree of inclusion and so on, which will alleviate the financing dilemma of small and medium-sized enterprises.
【学位授予单位】：广东财经大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F721;F832.4;F715.5

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