浙商银行嘉兴地区中小企业供应链融资风险管理研究
发布时间：2019-05-16 22:25
【摘要】：供应链融资是一种近年来开始流行于各商业银行的新兴业务模式，作为一种新的融资模式其创新之处在于银行在供应链中寻找符合银行要求的核心企业，以核心企业为基础，供应链上各节点企业作为一个整体的整合，结合商业资本和实体经济，使资本流，信息流和物流得以连接，并提供更好的金融服务，使商业银行与供应链上下游企业实现良性合作和共赢。 本文以股份制商业银行为出发点分析了供应链融资的风险管理，分三部分内容：第一部分介绍了供应链融资风险管理的相关概念与模式，通过对供应链融资风险管理的深入剖析，阐述了供应链融资模式在目前与传统意义上的银行信贷模式之间的区别。由于我国的经济不断快速发展，，供应链融资也在不断地随之发展变化，供应链融资中存在的风险也逐渐引起了人们的重视。第二部分则从浙商银行嘉兴分行这一具体商业银行实体出发，介绍了浙商银行作为一家全国性股份制银行，其目前的供应链融资风险管理模式，并以具体案例加以说明。第三部分主要分析了当前供应链融资风险管理中存在的一些问题。并阐述了为了改进这些问题，我们可以采取哪些措施。
[Abstract]:Supply chain financing is a new business model which has become popular in commercial banks in recent years. As a new financing model, the innovation of supply chain financing is that banks look for core enterprises that meet the requirements of banks in the supply chain, based on core enterprises. The integration of each node enterprise in the supply chain as a whole combines the commercial capital and the real economy to connect the capital flow, information flow and logistics, and to provide better financial services. So that commercial banks and supply chain upstream and downstream enterprises to achieve benign cooperation and win-win. Based on the joint-stock commercial banks, this paper analyzes the risk management of supply chain financing, which is divided into three parts: the first part introduces the related concepts and models of supply chain financing risk management. Through the in-depth analysis of the risk management of supply chain financing, this paper expounds the difference between the current supply chain financing model and the traditional bank credit model. Due to the rapid development of China's economy, supply chain financing is also constantly developing and changing, and the risks existing in supply chain financing have gradually attracted people's attention. The second part, starting from Jiaxing Branch of Zhejiang Merchants Bank, introduces the current supply chain financing risk management model of Zhejiang Merchants Bank as a national joint-stock bank, and illustrates it with specific cases. The third part mainly analyzes some problems existing in the current supply chain financing risk management. And elaborated in order to improve these problems, we can take what measures.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F276.3;F275
本文编号：2478594
[Abstract]:Supply chain financing is a new business model which has become popular in commercial banks in recent years. As a new financing model, the innovation of supply chain financing is that banks look for core enterprises that meet the requirements of banks in the supply chain, based on core enterprises. The integration of each node enterprise in the supply chain as a whole combines the commercial capital and the real economy to connect the capital flow, information flow and logistics, and to provide better financial services. So that commercial banks and supply chain upstream and downstream enterprises to achieve benign cooperation and win-win. Based on the joint-stock commercial banks, this paper analyzes the risk management of supply chain financing, which is divided into three parts: the first part introduces the related concepts and models of supply chain financing risk management. Through the in-depth analysis of the risk management of supply chain financing, this paper expounds the difference between the current supply chain financing model and the traditional bank credit model. Due to the rapid development of China's economy, supply chain financing is also constantly developing and changing, and the risks existing in supply chain financing have gradually attracted people's attention. The second part, starting from Jiaxing Branch of Zhejiang Merchants Bank, introduces the current supply chain financing risk management model of Zhejiang Merchants Bank as a national joint-stock bank, and illustrates it with specific cases. The third part mainly analyzes some problems existing in the current supply chain financing risk management. And elaborated in order to improve these problems, we can take what measures.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F276.3;F275
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