中小型银行信息管理系统的研究与实践

发布时间：2018-07-24 19:53

【摘要】：随着我国经济日益繁荣，在市场竞争日趋激烈的今天，信息化已经成为银行业提高核心竞争力的有力武器。近年来我国银行业信息化建设工作取得明显成效，重点业务系统开发建设不断推进，基础设施建设有序开展，网络与信息系统安全工作得以加强，信息化工作机制不断完善，科技应急演练工作进一步落到实处。由于受多方面条件的制约，中小型银行业金融机构的信息化建设进程相对缓慢，与大型商业银行存在较大差距。为了提高核心竞争力，中小型银行必须建立高效的业务信息管理系统，为客户提供方便、快捷、全方位的新型金融服务。同时随着对信息技术的依赖度越来越高，由此而导致的金融信息风险也变得越来越突出。如何加强银行信息安全管理，真正形成一个科学有效的信息安全管理体系来防范金融信息风险，已成为金融业当前面临的重大课题。本文在信息系统安全理论、风险管理理论的指导下，通过对泰安市中小型银行在电子化建设过程中所面临的信息系统风险的研究和分析，系统地提出了中小型银行信息系统的安全设计原则。在此基础上，结合信息系统安全建设中的各个环节提出一套信息安全管理方案，，从而保证中小型银行赖以生存的信息资源的机密性、完整性和可用性。所采用的方案建立在泰安中小型银行的现实需求和技术实践的基础之上，最大程度上减少和降低银行信息系统风险的危害，以达到业务永续运行的目标，对指导现阶段中小型银行信息安全建设有现实意义。
[Abstract]:With the increasing prosperity of our economy and the increasingly fierce market competition, informatization has become a powerful weapon to improve the core competitiveness of the banking industry. In recent years, China's banking information construction has achieved remarkable results, the development and construction of key business systems have been continuously promoted, the infrastructure construction has been carried out orderly, the work of network and information system security has been strengthened, and the information work mechanism has been continuously improved. The work of scientific and technological emergency drills was further implemented. Due to the restriction of various conditions, the process of information construction of small and medium-sized banking financial institutions is relatively slow, and there is a big gap with large commercial banks. In order to improve the core competitiveness, small and medium-sized banks must establish an efficient business information management system to provide customers with convenient, fast and all-round new financial services. At the same time, with the increasing dependence on information technology, the financial information risk becomes more and more prominent. How to strengthen the information security management of banks and form a scientific and effective information security management system to prevent financial information risks has become a major issue facing the financial industry. Under the guidance of information system security theory and risk management theory, this paper studies and analyzes the risk of information system faced by small and medium-sized banks in Taian City in the process of electronic construction. The security design principles of information system of medium and small banks are put forward systematically. On this basis, a set of information security management scheme is put forward in combination with each link in the construction of information system security, so as to ensure the confidentiality, integrity and availability of the information resources on which the small and medium-sized banks depend for their survival. The adopted scheme is based on the actual demand and technical practice of Taian small and medium sized bank, and minimizes and reduces the risk of bank information system, in order to achieve the goal of business sustainable operation. It is of practical significance to guide the information security construction of medium and small banks at this stage.
【学位授予单位】：天津大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F830.49;TP393.08

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