我国老龄产业融资支持体系研究
发布时间：2018-08-29 12:49
【摘要】：人口老龄化是人口结构发展的重要趋势之一，我国早在2000年就已经进入人口老龄化社会了，而且近些年来有不断加剧的趋势，所以必须积极发展老龄产业以应对人口老龄化问题。但是老龄产业发展面临诸多瓶颈，其中融资瓶颈十分突出，我国老龄产业投资缺口巨大，必须尽快构建老龄产业融资支持体系，以解决老龄产业融资难问题。本文从我国老龄产业的投资缺口入手，针对我国老龄产业融资难的问题展开研究，在分析融资难原因和借鉴国外经验的基础上，力图从融资供给、融资服务和融资保障三个角度构建老龄产业融资支持体系。研究内容共分为如下三个部分： 第一部分是研究基础。包括绪论、理论基础、国外经验、以及现状与问题研究。第一章绪论主要介绍了问题提出的背景、研究的目的、意义、方法以及研究范围，提出研究的主要理论依据、写作思路和框架设计，并对国内外的研究现状进行述评，以此突出本研究的意义；第二章理论基础主要研究了老龄产业融资支持问题所涉及的老龄产业基础理论、产融结合理论、金融创新理论和公共物品理论等经济学与管理学原理，这是对本研究的有效支撑；第三章着重研究了发达国家老龄产业发展与融资支持的经验。发达国家人口老龄化早于我国，在应对人口老龄化方面有很多值得借鉴的经验，本章在分析发达国家老龄产业发展经验的基础上，重点研究了发达国家在老龄产业融资渠道拓展、融资制度和政策制定，以及融资服务方面的经验；第四章主要是研究我国老龄产业发展及对其进行融资支持的现状与问题，通过分析我国在老龄产业融资供给、融资服务和融资保障三个方面的问题，提出加强老龄产业融资支持的必要性，并设计出了核心内容研究的原则与思路。为后面的研究做好了铺垫。 第二部分是核心内容。主要是从政府和市场两个层面相结合构建我国老龄产业发展的融资供给体系、融资服务体系和融资保障体系，以及三个分体系之间的互动机制与运行模式。第五章是老龄产业多元化融资供给体系的构建，主要是从政府性融资和市场性融资两个角度出发，分析政府和市场对老龄产业融资供给的特点，二者的职能与分工等，其中重点研究了老龄产业发展市场化融资渠道及其创新，因为市场化融资渠道的拓展和创新是加强老龄产业融资支持的关键；第六章是老龄产业融资服务体系的构建，主要是从政务性和市场性服务两个方面展开研究，政务性服务的重点在于加深认识、提高服务效率，而市场化服务在于机构的设立、服务市场的完善等，其中重点研究老龄产业融资服务体系的构建及产业发展所需要的服务创新；第七章是老龄产业融资保障体系的构建，主要是从宏微观两个角度出发展开研究，宏观方面要求我国政府能够为老龄产业融资提供有效的制度和政策保障；微观方面要求金融市场和金融机构能够为老龄产业融资创造良好的背景条件。第八章是我国老龄产业融资运行机制和模式的研究，该章不仅从总体上研究了三个分体系之间的互动机制，还为三个分体系切实有效的发挥作用设计了相应的运行机制与模式，并以青岛市为例进行了实证分析。 第三部分是对策与结论。第九章是在前面研究的基础上，针对如何提升我国老龄产业融资支持能力提出了相应的对策建议；第十章是基本结论和创新之处，在总结全文的基础上，指出了本文的创新点和研究不足之处，并对我国老龄产业融资支持的未来研究进行了展望。 总之，通过我国老龄产业融资支持体系的研究，不仅能够为我国老龄产业的融资活动提供理论支持，而且对我国解决老龄产业融资难问题具有较强的现实意义。我们有理由相信随着我国金融市场的发展、政府管理能力的提升，，以及从业人员素质的提高等环境条件的改善，我国将逐步建立完善的老龄产业融资支持体系，以克服老龄产业的融资瓶颈，进而促进我国老龄产业的快速发展。
[Abstract]:Population aging is one of the important trends in the development of population structure. As early as 2000, China has entered an aging society, and in recent years there has been a growing trend, so we must actively develop the aging industry to cope with the problem of population aging. It is pointed out that there is a huge investment gap in China's aging industry and it is necessary to construct a financing support system for the aging industry as soon as possible to solve the financing problem of the aging industry. Financing supply, financing service and financing guarantee are three aspects to construct the financing support system for the aged industry.
The first part is the basis of the study, including the introduction, theoretical basis, foreign experience, as well as the status and problems. The first chapter introduces the background of the problem, the purpose, significance, methods and scope of the study, puts forward the main theoretical basis of the study, writing ideas and framework design, and reviews the research status at home and abroad. Chapter 2 is the theoretical basis of this study, which mainly studies the basic theory of the aging industry, the theory of combining industry with finance, the theory of financial innovation and the theory of public goods, which are the effective support for this study; Chapter 3 focuses on the developed countries. The experience of the aged industry development and financing support.The aged population in developed countries is earlier than that in our country.There are many valuable experiences in dealing with the aged population.Based on the analysis of the experience of the aged industry development in developed countries,this chapter focuses on the development of the aged industry financing channels,financing system and policy formulation in developed countries. The fourth chapter mainly studies the present situation and problems of the development of the aged industry and its financing support, and puts forward the necessity of strengthening the financing support of the aged industry by analyzing the financing supply, financing service and financing guarantee of the aged industry in China. The principles and ideas of research will lay the groundwork for the following research.
The second part is the core content. It mainly combines the government and the market to construct the financing supply system, the financing service system, the financing guarantee system, and the interactive mechanism and the operation mode of the three subsystems. From the two angles of government financing and market financing, this paper analyzes the characteristics of the financing supply of the government and the market to the aged industry, their functions and division of labor, etc., and focuses on the development of the aged industry market financing channels and their innovation, because the expansion and innovation of the market financing channels is the key to strengthen the financing support of the aged industry. The sixth chapter is the construction of the financing service system of the aged industry, mainly from the two aspects of government affairs and market services. The focus of government affairs service is to deepen understanding and improve service efficiency, while the market-oriented service lies in the establishment of institutions, the improvement of the service market and so on. The seventh chapter is the construction of the financial guarantee system for the aged industry, mainly from the macro and micro perspective. The macro aspect requires the government to provide effective system and policy support for the financing of the aged industry; the micro aspect requires the financial market and financial institutions to be able to provide effective system and policy support. The eighth chapter is the research on the operational mechanism and mode of the financing of the aging industry in China. It not only studies the interaction mechanism among the three subsystems on the whole, but also designs the corresponding operational mechanism and mode for the three subsystems to play an effective role, taking Qingdao as an example. Empirical analysis is carried out.
The third part is the countermeasures and conclusions. Chapter 9 is on the basis of the previous research, put forward the corresponding countermeasures and suggestions on how to improve the financing support ability of China's aging industry; Chapter 10 is the basic conclusions and innovations, on the basis of summarizing the full text, pointed out the innovation and research deficiencies of this paper, and on China's aging industry Future research on financing support is prospected.
In a word, the research on the financing support system of the aged industry in China can not only provide theoretical support for the financing activities of the aged industry in China, but also have a strong practical significance for solving the financing problems of the aged industry in China. With the improvement of personnel quality and other environmental conditions, China will gradually establish a sound financial support system for the aging industry to overcome the financing bottleneck of the aging industry and promote the rapid development of the aging industry.
【学位授予单位】：中国社会科学院研究生院
【学位级别】：博士
【学位授予年份】：2012
【分类号】：F832.2;D669.6
本文编号：2211259
[Abstract]:Population aging is one of the important trends in the development of population structure. As early as 2000, China has entered an aging society, and in recent years there has been a growing trend, so we must actively develop the aging industry to cope with the problem of population aging. It is pointed out that there is a huge investment gap in China's aging industry and it is necessary to construct a financing support system for the aging industry as soon as possible to solve the financing problem of the aging industry. Financing supply, financing service and financing guarantee are three aspects to construct the financing support system for the aged industry.
The first part is the basis of the study, including the introduction, theoretical basis, foreign experience, as well as the status and problems. The first chapter introduces the background of the problem, the purpose, significance, methods and scope of the study, puts forward the main theoretical basis of the study, writing ideas and framework design, and reviews the research status at home and abroad. Chapter 2 is the theoretical basis of this study, which mainly studies the basic theory of the aging industry, the theory of combining industry with finance, the theory of financial innovation and the theory of public goods, which are the effective support for this study; Chapter 3 focuses on the developed countries. The experience of the aged industry development and financing support.The aged population in developed countries is earlier than that in our country.There are many valuable experiences in dealing with the aged population.Based on the analysis of the experience of the aged industry development in developed countries,this chapter focuses on the development of the aged industry financing channels,financing system and policy formulation in developed countries. The fourth chapter mainly studies the present situation and problems of the development of the aged industry and its financing support, and puts forward the necessity of strengthening the financing support of the aged industry by analyzing the financing supply, financing service and financing guarantee of the aged industry in China. The principles and ideas of research will lay the groundwork for the following research.
The second part is the core content. It mainly combines the government and the market to construct the financing supply system, the financing service system, the financing guarantee system, and the interactive mechanism and the operation mode of the three subsystems. From the two angles of government financing and market financing, this paper analyzes the characteristics of the financing supply of the government and the market to the aged industry, their functions and division of labor, etc., and focuses on the development of the aged industry market financing channels and their innovation, because the expansion and innovation of the market financing channels is the key to strengthen the financing support of the aged industry. The sixth chapter is the construction of the financing service system of the aged industry, mainly from the two aspects of government affairs and market services. The focus of government affairs service is to deepen understanding and improve service efficiency, while the market-oriented service lies in the establishment of institutions, the improvement of the service market and so on. The seventh chapter is the construction of the financial guarantee system for the aged industry, mainly from the macro and micro perspective. The macro aspect requires the government to provide effective system and policy support for the financing of the aged industry; the micro aspect requires the financial market and financial institutions to be able to provide effective system and policy support. The eighth chapter is the research on the operational mechanism and mode of the financing of the aging industry in China. It not only studies the interaction mechanism among the three subsystems on the whole, but also designs the corresponding operational mechanism and mode for the three subsystems to play an effective role, taking Qingdao as an example. Empirical analysis is carried out.
The third part is the countermeasures and conclusions. Chapter 9 is on the basis of the previous research, put forward the corresponding countermeasures and suggestions on how to improve the financing support ability of China's aging industry; Chapter 10 is the basic conclusions and innovations, on the basis of summarizing the full text, pointed out the innovation and research deficiencies of this paper, and on China's aging industry Future research on financing support is prospected.
In a word, the research on the financing support system of the aged industry in China can not only provide theoretical support for the financing activities of the aged industry in China, but also have a strong practical significance for solving the financing problems of the aged industry in China. With the improvement of personnel quality and other environmental conditions, China will gradually establish a sound financial support system for the aging industry to overcome the financing bottleneck of the aging industry and promote the rapid development of the aging industry.
【学位授予单位】：中国社会科学院研究生院
【学位级别】：博士
【学位授予年份】：2012
【分类号】：F832.2;D669.6
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