甘肃省农村信用社改革与发展中存在的问题及解决措施研究

发布时间：2019-02-28 07:52

【摘要】：甘肃省农村信用社经过60年的改革和发展,已成为甘肃省金融体系的重要组成部分,为支持甘肃经济社会发展特别是农村经济的发展做出了积极贡献。但是,在改革和发展的同时,甘肃省农村信用社也积累了很多亟需解决的问题。目前,随着甘肃经济社会的快速发展,甘肃农村金融需求日益旺盛,地方政府对农村金融的发展高度重视,为甘肃省农村信用社进一步的改革和发展创造了前所未有的良好机遇。结合甘肃省农村金融发展实际,研究分析甘肃省农村信用社改革发展中存在的主要问题,深入剖析原因,有针对性的提出解决措施,对于加快甘肃省农村信用社改革和发展具有重要意义。本文首先对国内外农村合作金融的有关理论及国外农村合作金融的发展情况进行分析研究,总结出国外农村合作金融的发展对甘肃省农村信用社改革和发展的启示。然后认真分析甘肃农村金融的发展现状及存在的主要问题,梳理甘肃省农村信用社发展的历史沿革,分析研究甘肃省农村信用社改革发展情况,在肯定近年来改革发展取得显著成绩的同时,研究存在的主要问题,并深入剖析原因,最后有针对性的提出解决措施,即：大力推进组建农村商业银行,积极化解历史包袱,努力开展业务和机制创新,完善农村信用社公司治理,培育构建现代企业文化。
[Abstract]:After 60 years of reform and development, Gansu Rural Credit Cooperative has become an important part of the financial system of Gansu Province, and has made positive contributions to support the economic and social development of Gansu Province, especially the development of rural economy. However, with the reform and development, Gansu Rural Credit Cooperatives have accumulated a lot of problems that need to be solved. At present, with the rapid development of Gansu's economy and society, Gansu's rural financial demand is increasingly exuberant, and local governments attach great importance to the development of rural finance. For the rural credit cooperatives in Gansu Province further reform and development has created unprecedented good opportunities. Combined with the reality of rural financial development in Gansu Province, this paper studies and analyzes the main problems existing in the reform and development of rural credit cooperatives in Gansu Province, analyzes the reasons in depth, and puts forward specific measures to solve the problems. It is of great significance to accelerate the reform and development of rural credit cooperatives in Gansu province. Firstly, this paper analyzes the theory of rural cooperative finance at home and abroad and the development of foreign rural cooperative finance, and summarizes the enlightenment of the development of foreign rural cooperative finance on the reform and development of rural credit cooperatives in Gansu province. Then, it analyzes the current situation and main problems of rural finance development in Gansu Province, combs the historical evolution of the development of rural credit cooperatives in Gansu Province, and analyzes and studies the reform and development of rural credit cooperatives in Gansu Province. While affirming that remarkable achievements have been made in the reform and development in recent years, we have studied the main problems, analyzed the reasons in depth, and finally put forward targeted solutions, that is, vigorously promoting the establishment of rural commercial banks and actively resolving the historical burden. Strive to carry out business and mechanism innovation, improve the corporate governance of rural credit cooperatives, foster the construction of modern corporate culture.
【学位授予单位】：兰州大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.35

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