云南省交行在昆打造普惠型特色网点

发布时间：2018-04-14 04:10

本文选题：普惠型 + 社区银行　；参考：《时代金融》2016年31期

【摘要】：正围绕社区金融——消费者身边的"最后一公里",在滇银行业轮番上演争夺战,近两年各大银行不断加快在昆明地区建立社区银行步伐。作为云南地区最早提出"让金融服务成为社区服务的一部分,打造云南当地社区金融服务品牌银行"的交通银行云南省分行而言却"不以为然",直至最近才在昆明同德广场、金实小区、阳光花园地区开设首批普惠型特色网点,其中缘由耐人寻味。用三年时间深挖社区客户金融需求对小区居民来说,社区银行开到家门口,就近享受金融服务,无论如何都是一件好事。但对银行而言,在探索社区金融发展的步履中,难免遇到"成长的烦恼"。交通银行云南省分行相关负责人分析,国内的社区银行处于刚刚起步阶段,功能不全导致
[Abstract]:Around the "last kilometer" of community finance-consumers, the Yunnan banking industry staged a war in the past two years, major banks have been speeding up the pace of the establishment of community banks in Kunming.The Yunnan branch of the Bank of Communications, which first proposed to "make financial services a part of community service, and to create a brand bank for local community financial services in Yunnan," was "dissatisfied" only recently in Tongde Square, Kunming.Jinshi District, Sunshine Garden set up the first batch of inclusive features of the network, one of the reasons thought-provoking.Using three years to dig deep into the financial needs of community customers is a good thing for the residents of the community, the community banks coming to their homes to enjoy financial services nearby.But for banks, in exploring the pace of community financial development, it is inevitable to encounter "growing pains".The relevant responsible person of Yunnan Branch of Bank of Communications analyzed that the community bank in China is just in its infancy, and its function is not complete.
【作者单位】：交行云南省分行;
【分类号】：F832.2

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