中国移动财务公司发展模式研究

发布时间：2018-05-18 00:23

本文选题：中国移动 + 财务公司　；参考：《北京邮电大学》2012年硕士论文

【摘要】：企业集团财务公司作为为所属企业集团提供金融服务和金融市场的非银行金融机构,其成立有适应经济发展要求的必然性,对促进我国经济发展、完善经济体制改革具有重要意义。中国移动通信集团公司(简称“中国移动”)于2000年4月20日成立,经过十多年发展,中国移动资产规模超过万亿元人民币,客户规模超过6亿,并于2012年4月正式组建财务公司。但是,集团内关于财务公司的定位和发展模式还在进行各种研究和探索,本文试图通过对国内外企业集团财务公司发展模式的比较研究,提出一种适合于中国移动财务公司发展模式,对推动其他央企集团财务公司发展具有一定的理论价值和实践意义。本文就是通过文献综述、对比分析、案例研究、SWOT分析等方法,运用金融中介理论、内部资本市场理论、交易成本理论等有关理论,在对我国企业集团财务公司发展历程及存在问题进行总结分析的基础上,又对世界主要国家财务公司的发展模式进行了比较,找出了我国企业集团财务公司值得借鉴的发展经验。同时,在对中国移动财务公司进行综合分析的基础上,提出了中国移动财务公司发展模式设想及发展路径---基于“RFC”的动态发展模式,即以风险管理(Risk management)为基础,以资金管理(Funds management)和资本运作(Capital operation)为两翼,根据中国移动集团所处的发展环境和生命周期,动态的发挥财务公司资金管理、资本运作和风险管理的金融支持功能,在开业初期以内部商业银行模式为主,并逐步过渡发展到内部混业银行模式及金融控股公司模式。
[Abstract]:As a non-bank financial institution that provides financial services and financial markets for its affiliated enterprise groups, the establishment of enterprise group finance companies has the inevitability to adapt to the requirements of economic development, which will promote the economic development of our country. It is of great significance to perfect the reform of the economic system. China Mobile Communications Group Corporation ("China Mobile") was established on April 20, 2000. After more than a decade of development, China Mobile has more than one trillion yuan in assets and more than 600 million customers. And in April 2012 formally set up a financial company. However, there are still various researches and explorations on the positioning and development models of financial companies in the Group. This paper attempts to make a comparative study of the development models of financial companies in domestic and foreign enterprise groups. This paper puts forward a development model suitable for China Mobile Finance Company, which has certain theoretical value and practical significance to promote the development of other state-owned enterprise group financial companies. This paper is based on literature review, comparative analysis, case study, SWOT analysis and other relevant theories, such as financial intermediation theory, internal capital market theory, transaction cost theory, etc. On the basis of summing up and analyzing the development history and existing problems of financial companies of enterprise groups in China, this paper compares the development models of financial companies in major countries in the world. Find out the development experience that our country enterprise group finance company is worth using for reference. At the same time, on the basis of the comprehensive analysis of China Mobile Finance Company, this paper puts forward the development mode assumption and development path of China Mobile Finance Company-a dynamic development model based on "RFC", which is based on risk management. With funds management and capital operation as two wings, according to the development environment and life cycle of China Mobile Group, the financial support functions of financial management, capital operation and risk management of financial companies are dynamically brought into play. At the beginning of operation, the internal commercial bank mode is the main one, and the internal mixed banking model and the financial holding company model are gradually developed.
【学位授予单位】：北京邮电大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F626

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