仓单质押物流金融风险评价研究

发布时间：2018-03-31 19:01

本文选题：仓单质押　切入点：物流金融　出处：《中国市场》2016年28期

【摘要】：我国仓单质押物流金融业务起步较晚,发展还不够完善,存在许多潜在的运作风险。根据仓单质押物流金融的特点,选择模糊综合评价法作为仓单质押物流金融风险形成机理系统的研究方法。基于层次分析法制定风险评价标准,建立层次结构图,并通过业务流程和风险表现形式找出主要风险因子,从而构建风险评价指标体系;运用模糊综合评价法计算各指标的权值,然后确定综合评价值,根据最大隶属度原则得出评价结果并进行分析。经研究表明:质押物风险和融资企业信用风险是主要风险,银行运作风险和物流企业监管风险是一般风险,仓单风险是次要风险。
[Abstract]:The logistics finance business of warehouse receipt pledge in our country starts late, and the development is not perfect enough, and there are many potential operational risks. According to the characteristics of warehouse receipt pledge logistics finance, The fuzzy comprehensive evaluation method is selected as the systematic research method of the formation mechanism of warehouse receipt pledge logistics financial risk. Based on the analytic hierarchy process (AHP), the risk evaluation standard is established, and the hierarchy structure diagram is established. The main risk factors are found out through the business process and risk expression form, and the index system of risk evaluation is constructed. The weight value of each index is calculated by fuzzy comprehensive evaluation method, and the comprehensive evaluation value is determined. According to the principle of maximum membership degree, the evaluation results are obtained and analyzed. The research shows that the risk of pledge and the credit risk of financing enterprises are the main risks, the risk of bank operation and the risk of supervision of logistics enterprises are general risks. Warehouse receipt risk is a secondary risk.
【作者单位】：山东科技大学经管学院;
【基金】：教育部人文社会科学规划基金项目“统一授信担保模式物流金融风险研究”(项目编号:12YJAZH011)
【分类号】：F832.2;F259.2

【参考文献】