金融支持水库移民社区发展的难点及对策

发布时间：2018-06-16 12:15

本文选题：水库移民 + 移民社区　；参考：《郑州大学学报(哲学社会科学版)》2017年05期

【摘要】：水库移民社区发展既需要国家财政资金的长期扶持,又需要金融机构的信贷支持。当前,金融支持水库移民生产发展存在农村金融服务体系不健全、有效金融供给严重不足,移民社区有效信贷需求不足、金融机构惜贷现象普遍,各类专项贷款规定严格、支持移民遭遇政策限制等一系列难点。需要通过完善县域移民金融服务体系、增加移民社区金融供给总量、建立移民小额贷款担保基金、加大小额贷款财政贴息力度、金融机构创新金融服务模式、政府部门调整移民贷款政策、加大金融知识宣传培训力度、改善移民社区金融生态环境等措施推进金融支持水库移民社区发展。
[Abstract]:The development of reservoir immigrant community needs not only the long-term support of national financial funds, but also the credit support of financial institutions. At present, the financial support reservoir resettlement production development exists the rural financial service system is not perfect, the effective financial supply is seriously insufficient, the immigrant community effective credit demand is insufficient, the financial institutions are generally reluctant to lend, and all kinds of special loans are strictly stipulated. Support for immigrants encountered policy constraints and a series of difficulties. We need to improve the county immigration financial service system, increase the total amount of financial supply to immigrant communities, establish the immigrant microfinance guarantee fund, increase the financial discount of microfinance, and innovate the financial service model of financial institutions. The government department adjusts the immigration loan policy, strengthens the financial knowledge propaganda and training, improves the financial ecological environment of the immigrant community, and so on, promotes the financial support reservoir immigrant community development.
【作者单位】：河海大学公共管理学院;
【基金】：江苏省普通高校研究生科研创新计划项目“水库移民社区发展中的精准扶贫:内外网络互动视角”(项目编号:KYZZ16_0261)
【分类号】：D632.4;F832.4

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