2013年度上市股份制银行经营对比

发布时间：2018-01-17 23:36

本文关键词：2013年度上市股份制银行经营对比　出处：《银行家》2014年05期 　论文类型：期刊论文

【摘要】：正随着全国性上市股份制银行年报的一一披露,各家银行的经营情况纷纷露出庐山真面。2013年,伴随宏观经济下滑,利率市场化进程加快以及互联网金融的异军突起,商业银行赖以生存的经济环境与金融环境发生了深刻的变化,其传统的商业模式也面临着巨大的冲击。这一年,商业银行在规模、盈利和资产质量等方面普遍出现趋势性的转折,过往年代高歌猛进的豪迈开始逐步让位于浅斟低唱的无奈。本文按照监管口径,选择上市的全部八家全国性股份制银行(中国民生银行,招商银行、浦发银行、中信银行、中国光大银行、平安银行、兴业银行和华夏银行,以下简称为民生、招商,浦发、中信、光大、平安、兴业和华夏),对其规模、盈利与资产质量指标进行对比分析,力图全面客观地展示这八家同类可比的银行2013年度的经营业绩与经营特点。数据均取自各行2013年
[Abstract]:Along with the annual report of the national listed joint-stock banks one by one, the operating situation of the banks has revealed the truth. In 2013, with the macroeconomic decline. With the rapid development of interest rate marketization and the emergence of Internet finance, the economic and financial environment on which commercial banks depend for survival has undergone profound changes. Its traditional business model is also facing a huge impact. This year, commercial banks in the scale, profitability and asset quality and other aspects of a general trend turning point. In the past years, Haomai began to give way to shallow-pour and low-singing helplessness. According to the regulatory caliber, this paper chooses all eight national joint-stock banks (China Minsheng Bank, China Merchants Bank, Pudong Development Bank). CITIC Bank, Everbright Bank of China, Ping an Bank, Societe Generale Bank and Huaxia Bank, hereinafter referred to as Minsheng, China Merchants, Pufa, CITIC, Everbright, Ping an, SocGen and Huaxia, on its scale. This paper makes a comparative analysis of profit and asset quality index, and tries to show the operating performance and characteristics of the eight comparable banks in 2013. The data are taken from each bank on 2013
【作者单位】：中国民生银行;
【分类号】：F832.4;F832.51
【正文快照】： 同2012年相比,第一集团与第三集团的总资产排名保持不随着全国性上市股份制银行年报的一一披露,各家银行的经变,第二集团的四家银行则发生较大变化。浦发由2012年的第营情况纷纷露出庐山真面。2013年,伴随宏观经济下滑,利率市四一跃超过兴业与民生成为第二,中信则超越民生,由

【相似文献】