我国上市银行股权结构对其绩效的影响研究

发布时间：2018-04-10 19:00

本文选题：股权结构 + 商业银行　；参考：《上海师范大学》2012年硕士论文

【摘要】：国内外关于商业银行股权结构对其经营绩效的研究论文还是很多的，这些研究论文主要是通过商业银行的净资产收益率的表现来衡量银行的绩效，但这只是考虑到银行的盈利能力。事实上，衡量商业银行经营绩效还有很多其他指标，商业银行的盈利能力、流动性、安全性和增长性都是衡量商业银行经营绩效的相关指标。本文根据以往的研究股权结构的论文中得到的经验和启发，通过主成分分析的方法，本文从11个银行功能性指标选出四个主成分，根据它们的贡献率和权重，算出了一个可以衡量商业银经营绩效的包含了银行的盈利性、安全性、成长性三个方面的一个综合性绩效指标，来衡量银行的经营绩效。本文选取16家上市商业银行2006-2010年的数据，综合性指标作为被解释变量，股权集中度和股东性质作为解释变量。进行回归分析，来验证股权结构和银行经营业绩之间的关系。实证结果表明：国家股持股比例与银行绩效不显著；其他法人股与银行的综合绩效无显著相关性；国有法人股股权向银行经营业绩之间是显著的正相关；外资股所有权与银行的经营业绩没有显著相关；前五大名股东的持股比例和银行经营绩效之间显着负相关。最后，总结相关结论、分析原因、提出相关的政策建议，以改善中国的上市银行的股权结构。
[Abstract]:There are many domestic and foreign research papers on the equity structure of commercial banks on their operating performance. These research papers mainly measure the performance of banks through the performance of the rate of return on net assets of commercial banks.But this is only in view of the profitability of the banks.In fact, there are many other indicators to measure the performance of commercial banks. The profitability, liquidity, security and growth of commercial banks are all related indicators to measure the performance of commercial banks.This paper calculates a comprehensive performance index which can measure the performance of commercial banks, including profitability, security and growth of banks, to measure the performance of banks.This paper selects the data of 16 listed commercial banks from 2006 to 2010. The comprehensive index is taken as the explanatory variable, and the ownership concentration and the nature of shareholders are taken as the explanatory variables.Regression analysis is carried out to verify the relationship between equity structure and bank operating performance.The empirical results show that: the proportion of state-owned shares and bank performance is not significant; other legal shares and the comprehensive performance of banks have no significant correlation;There is no significant correlation between the ownership of foreign capital shares and the operating performance of the banks; there is a significant negative correlation between the shareholding ratio of the top five shareholders and the operating performance of the banks.Finally, this paper summarizes the relevant conclusions, analyzes the reasons, and puts forward relevant policy recommendations to improve the equity structure of listed banks in China.
【学位授予单位】：上海师范大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F224;F832.51;F832.3

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